Nebraska · FIPS 31081 · HUD FY 2027
Hamilton County, Nebraska Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Hamilton County is $1,014 a month (rent plus utilities), 20% below the Nebraska average of $1,260 and 42% below the U.S. average of $1,761. That is up $53 (5.5%) from FY 2026. At 30% of income, a household needs about $40,560 a year to afford it.
- $1,0142-bedroom FMR+$53 (+5.5%) vs FY 2026
- $8001-bedroom FMRNebraska: $1,036 · U.S.: $1,478
- $40,560Income for a 2-bedroom$20/hour full-time
- 28 of 932BR rank in Nebraska1 = highest rent
| Unit | Hamilton County FY 2027 | FY 2026 | Change | Nebraska avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $734 | $666 | +$68 (+10.2%) | $977 | $1,379 | $29,360 |
| 1 bedroom | $800 | $824 | −$24 (−2.9%) | $1,036 | $1,478 | $32,000 |
| 2 bedrooms | $1,014 | $961 | +$53 (+5.5%) | $1,260 | $1,761 | $40,560 |
| 3 bedrooms | $1,369 | $1,337 | +$32 (+2.4%) | $1,659 | $2,266 | $54,760 |
| 4 bedrooms | $1,562 | $1,594 | −$32 (−2.0%) | $1,883 | $2,607 | $62,480 |
How Hamilton County compares
- Hamilton County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Nebraska, 2-bedroom FMRs run from $1,014 (Wheeler County) to $1,450 (Cass County).
- Studio to 4-bedroom: $734, $800, $1,014, $1,369, $1,562. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 6 ZIP codes mostly in Hamilton County (by land area), the 2-bedroom figure ranges from $1,010 to $1,100.
Small Area FMRs by ZIP code in Hamilton County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 68818 | $760 | $830 | $1,060 | $1,380 | $1,560 | +$50 (+5.0%) | 5% above |
| 68841 | $730 | $800 | $1,010 | $1,380 | $1,570 | +$50 (+5.2%) | about the same as |
| 68843 | $770 | $840 | $1,060 | $1,430 | $1,620 | +$100 (+10.4%) | 5% above |
| 68846 | $730 | $800 | $1,010 | $1,380 | $1,570 | +$50 (+5.2%) | about the same as |
| 68854 | $750 | $820 | $1,040 | $1,400 | $1,600 | +$70 (+7.2%) | 3% above |
| 68865 | $790 | $890 | $1,100 | $1,460 | $1,810 | +$80 (+7.8%) | 8% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.