Nevada · FIPS 32007 · HUD FY 2027
Elko County, Nevada Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Elko County is $1,400 a month (rent plus utilities), 16% below the Nevada average of $1,672 and 20% below the U.S. average of $1,761. That is down $130 (8.5%) from FY 2026. At 30% of income, a household needs about $56,000 a year to afford it.
- $1,4002-bedroom FMR−$130 (−8.5%) vs FY 2026
- $1,0701-bedroom FMRNevada: $1,397 · U.S.: $1,478
- $56,000Income for a 2-bedroom$27/hour full-time
- 6 of 172BR rank in Nevada1 = highest rent
| Unit | Elko County FY 2027 | FY 2026 | Change | Nevada avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,045 | $1,055 | −$10 (−0.9%) | $1,272 | $1,379 | $41,800 |
| 1 bedroom | $1,070 | $1,166 | −$96 (−8.2%) | $1,397 | $1,478 | $42,800 |
| 2 bedrooms | $1,400 | $1,530 | −$130 (−8.5%) | $1,672 | $1,761 | $56,000 |
| 3 bedrooms | $1,842 | $1,933 | −$91 (−4.7%) | $2,284 | $2,266 | $73,680 |
| 4 bedrooms | $2,340 | $2,567 | −$227 (−8.8%) | $2,635 | $2,607 | $93,600 |
How Elko County compares
- Elko County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Nevada, 2-bedroom FMRs run from $1,014 (Pershing County) to $1,837 (Storey County).
- Studio to 4-bedroom: $1,045, $1,070, $1,400, $1,842, $2,340. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 13 ZIP codes mostly in Elko County (by land area), the 2-bedroom figure ranges from $1,380 to $1,710.
Small Area FMRs by ZIP code in Elko County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 89801 | $1,060 | $1,090 | $1,420 | $1,870 | $2,370 | −$130 (−8.4%) | 1% above |
| 89815 | $1,220 | $1,300 | $1,710 | $2,160 | $2,860 | −$180 (−9.5%) | 22% above |
| 89823 | $1,040 | $1,070 | $1,390 | $1,830 | $2,330 | −$110 (−7.3%) | 1% below |
| 89825 | $950 | $1,050 | $1,380 | $1,740 | $2,320 | +$80 (+6.2%) | 1% below |
| 89826 | $1,050 | $1,070 | $1,400 | $1,840 | $2,340 | −$130 (−8.5%) | same |
| 89828 | $1,050 | $1,070 | $1,400 | $1,840 | $2,340 | −$130 (−8.5%) | same |
| 89830 | $950 | $1,050 | $1,380 | $1,740 | $2,320 | +$80 (+6.2%) | 1% below |
| 89831 | $1,060 | $1,090 | $1,420 | $1,870 | $2,370 | −$130 (−8.4%) | 1% above |
| 89832 | $1,060 | $1,260 | $1,500 | $2,090 | $2,510 | −$160 (−9.6%) | 7% above |
| 89833 | $1,050 | $1,070 | $1,400 | $1,840 | $2,340 | −$130 (−8.5%) | same |
| 89834 | $1,060 | $1,090 | $1,420 | $1,870 | $2,370 | −$130 (−8.4%) | 1% above |
| 89835 | $1,020 | $1,050 | $1,380 | $1,800 | $2,320 | −$70 (−4.8%) | 1% below |
| 89883 | $950 | $1,050 | $1,380 | $1,740 | $2,320 | +$80 (+6.2%) | 1% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.