New Mexico · FIPS 35039 · HUD FY 2027
Rio Arriba County, New Mexico Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Rio Arriba County is $1,014 a month (rent plus utilities), 21% below the New Mexico average of $1,282 and 42% below the U.S. average of $1,761. That is up $41 (4.2%) from FY 2026. At 30% of income, a household needs about $40,560 a year to afford it.
- $1,0142-bedroom FMR+$41 (+4.2%) vs FY 2026
- $8331-bedroom FMRNew Mexico: $1,051 · U.S.: $1,478
- $40,560Income for a 2-bedroom$20/hour full-time
- 22 of 332BR rank in New Mexico1 = highest rent
| Unit | Rio Arriba County FY 2027 | FY 2026 | Change | New Mexico avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $822 | $737 | +$85 (+11.5%) | $935 | $1,379 | $32,880 |
| 1 bedroom | $833 | $742 | +$91 (+12.3%) | $1,051 | $1,478 | $33,320 |
| 2 bedrooms | $1,014 | $973 | +$41 (+4.2%) | $1,282 | $1,761 | $40,560 |
| 3 bedrooms | $1,387 | $1,199 | +$188 (+15.7%) | $1,716 | $2,266 | $55,480 |
| 4 bedrooms | $1,597 | $1,437 | +$160 (+11.1%) | $1,982 | $2,607 | $63,880 |
How Rio Arriba County compares
- Rio Arriba County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across New Mexico, 2-bedroom FMRs run from $1,014 (Union County) to $1,874 (Los Alamos County).
- Studio to 4-bedroom: $822, $833, $1,014, $1,387, $1,597. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 30 ZIP codes mostly in Rio Arriba County (by land area), the 2-bedroom figure ranges from $1,010 to $1,520.
Small Area FMRs by ZIP code in Rio Arriba County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 87012 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87017 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87029 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87046 | $960 | $1,070 | $1,320 | $1,840 | $2,160 | +$60 (+4.8%) | 30% above |
| 87064 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87412 | $820 | $830 | $1,090 | $1,510 | $1,630 | +$70 (+6.9%) | 7% above |
| 87510 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87511 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87515 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87516 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87518 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87520 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87521 | $820 | $970 | $1,160 | $1,440 | $1,940 | +$70 (+6.4%) | 14% above |
| 87523 | $990 | $1,020 | $1,230 | $1,670 | $1,920 | −$30 (−2.4%) | 21% above |
| 87527 | $920 | $1,040 | $1,240 | $1,610 | $1,790 | +$30 (+2.5%) | 22% above |
| 87528 | $910 | $1,070 | $1,320 | $1,840 | $2,160 | +$120 (+10.0%) | 30% above |
| 87530 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87532 | $1,140 | $1,260 | $1,520 | $1,910 | $2,010 | +$50 (+3.4%) | 50% above |
| 87537 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87539 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87548 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87549 | $820 | $970 | $1,160 | $1,440 | $1,940 | +$170 (+17.2%) | 14% above |
| 87551 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87554 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87566 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87575 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87577 | $890 | $1,080 | $1,260 | $1,600 | $1,940 | +$10 (+0.8%) | 24% above |
| 87578 | $1,200 | $1,220 | $1,480 | $2,020 | $2,330 | +$110 (+8.0%) | 46% above |
| 87581 | $820 | $830 | $1,010 | $1,400 | $1,610 | +$40 (+4.1%) | about the same as |
| 87582 | $860 | $880 | $1,060 | $1,460 | $1,680 | +$40 (+3.9%) | 5% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.