North Carolina · FIPS 37085 · HUD FY 2027
Harnett County, North Carolina Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Harnett County is $1,051 a month (rent plus utilities), 27% below the North Carolina average of $1,441 and 40% below the U.S. average of $1,761. That is up $71 (7.2%) from FY 2026. At 30% of income, a household needs about $42,040 a year to afford it.
- $1,0512-bedroom FMR+$71 (+7.2%) vs FY 2026
- $8961-bedroom FMRNorth Carolina: $1,282 · U.S.: $1,478
- $42,040Income for a 2-bedroom$20/hour full-time
- 58 of 1002BR rank in North Carolina1 = highest rent
| Unit | Harnett County FY 2027 | FY 2026 | Change | North Carolina avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $891 | $805 | +$86 (+10.7%) | $1,215 | $1,379 | $35,640 |
| 1 bedroom | $896 | $810 | +$86 (+10.6%) | $1,282 | $1,478 | $35,840 |
| 2 bedrooms | $1,051 | $980 | +$71 (+7.2%) | $1,441 | $1,761 | $42,040 |
| 3 bedrooms | $1,455 | $1,363 | +$92 (+6.7%) | $1,823 | $2,266 | $58,200 |
| 4 bedrooms | $1,757 | $1,644 | +$113 (+6.9%) | $2,256 | $2,607 | $70,280 |
How Harnett County compares
- Harnett County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across North Carolina, 2-bedroom FMRs run from $1,012 (Wilkes County) to $1,866 (Buncombe County).
- Studio to 4-bedroom: $891, $896, $1,051, $1,455, $1,757. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 11 ZIP codes mostly in Harnett County (by land area), the 2-bedroom figure ranges from $1,010 to $1,760.
Small Area FMRs by ZIP code in Harnett County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 27501 | $1,060 | $1,080 | $1,220 | $1,500 | $1,980 | −$130 (−9.6%) | 16% above |
| 27505 | $840 | $840 | $1,030 | $1,350 | $1,650 | −$30 (−2.8%) | 2% below |
| 27506 | $870 | $880 | $1,030 | $1,430 | $1,720 | +$90 (+9.6%) | 2% below |
| 27521 | $860 | $860 | $1,010 | $1,400 | $1,690 | +$70 (+7.4%) | 4% below |
| 27526 | $1,540 | $1,600 | $1,760 | $2,220 | $2,940 | −$70 (−3.8%) | 67% above |
| 27546 | $870 | $880 | $1,030 | $1,430 | $1,720 | +$90 (+9.6%) | 2% below |
| 28323 | $860 | $860 | $1,010 | $1,400 | $1,690 | +$70 (+7.4%) | 4% below |
| 28326 | $1,260 | $1,280 | $1,490 | $2,040 | $2,480 | +$50 (+3.5%) | 42% above |
| 28339 | $860 | $860 | $1,010 | $1,400 | $1,690 | +$70 (+7.4%) | 4% below |
| 28368 | $990 | $1,000 | $1,250 | $1,560 | $1,960 | +$50 (+4.2%) | 19% above |
| 28390 | $1,140 | $1,150 | $1,320 | $1,780 | $2,170 | +$160 (+13.8%) | 26% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.