North Carolina · FIPS 37087 · HUD FY 2027
Haywood County, North Carolina Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Haywood County is $1,250 a month (rent plus utilities), 13% below the North Carolina average of $1,441 and 29% below the U.S. average of $1,761. That is up $20 (1.6%) from FY 2026. At 30% of income, a household needs about $50,000 a year to afford it.
- $1,2502-bedroom FMR+$20 (+1.6%) vs FY 2026
- $1,1131-bedroom FMRNorth Carolina: $1,282 · U.S.: $1,478
- $50,000Income for a 2-bedroom$24/hour full-time
- 36 of 1002BR rank in North Carolina1 = highest rent
| Unit | Haywood County FY 2027 | FY 2026 | Change | North Carolina avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,008 | $1,039 | −$31 (−3.0%) | $1,215 | $1,379 | $40,320 |
| 1 bedroom | $1,113 | $1,122 | −$9 (−0.8%) | $1,282 | $1,478 | $44,520 |
| 2 bedrooms | $1,250 | $1,230 | +$20 (+1.6%) | $1,441 | $1,761 | $50,000 |
| 3 bedrooms | $1,489 | $1,475 | +$14 (+0.9%) | $1,823 | $2,266 | $59,560 |
| 4 bedrooms | $2,089 | $1,844 | +$245 (+13.3%) | $2,256 | $2,607 | $83,560 |
How Haywood County compares
- Haywood County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across North Carolina, 2-bedroom FMRs run from $1,012 (Wilkes County) to $1,866 (Buncombe County).
- Studio to 4-bedroom: $1,008, $1,113, $1,250, $1,489, $2,089. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 6 ZIP codes mostly in Haywood County (by land area), the 2-bedroom figure ranges from $1,260 to $1,660.
Small Area FMRs by ZIP code in Haywood County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 28716 | $1,300 | $1,510 | $1,660 | $2,010 | $2,780 | +$290 (+21.2%) | 33% above |
| 28721 | $1,300 | $1,510 | $1,660 | $2,010 | $2,780 | +$290 (+21.2%) | 33% above |
| 28745 | $1,040 | $1,150 | $1,290 | $1,530 | $2,150 | +$20 (+1.6%) | 3% above |
| 28751 | $1,020 | $1,120 | $1,260 | $1,500 | $2,100 | −$20 (−1.6%) | 1% above |
| 28785 | $1,020 | $1,130 | $1,270 | $1,510 | $2,120 | +$30 (+2.4%) | 2% above |
| 28786 | $1,060 | $1,170 | $1,310 | $1,560 | $2,190 | +$10 (+0.8%) | 5% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.