North Carolina · FIPS 37099 · HUD FY 2027
Jackson County, North Carolina Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Jackson County is $1,039 a month (rent plus utilities), 28% below the North Carolina average of $1,441 and 41% below the U.S. average of $1,761. That is up $75 (7.8%) from FY 2026. At 30% of income, a household needs about $41,560 a year to afford it.
- $1,0392-bedroom FMR+$75 (+7.8%) vs FY 2026
- $9541-bedroom FMRNorth Carolina: $1,282 · U.S.: $1,478
- $41,560Income for a 2-bedroom$20/hour full-time
- 62 of 1002BR rank in North Carolina1 = highest rent
| Unit | Jackson County FY 2027 | FY 2026 | Change | North Carolina avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $916 | $840 | +$76 (+9.0%) | $1,215 | $1,379 | $36,640 |
| 1 bedroom | $954 | $879 | +$75 (+8.5%) | $1,282 | $1,478 | $38,160 |
| 2 bedrooms | $1,039 | $964 | +$75 (+7.8%) | $1,441 | $1,761 | $41,560 |
| 3 bedrooms | $1,360 | $1,272 | +$88 (+6.9%) | $1,823 | $2,266 | $54,400 |
| 4 bedrooms | $1,366 | $1,276 | +$90 (+7.1%) | $2,256 | $2,607 | $54,640 |
How Jackson County compares
- Jackson County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across North Carolina, 2-bedroom FMRs run from $1,012 (Wilkes County) to $1,866 (Buncombe County).
- Studio to 4-bedroom: $916, $954, $1,039, $1,360, $1,366. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 9 ZIP codes mostly in Jackson County (by land area), the 2-bedroom figure ranges from $1,090 to $1,490.
Small Area FMRs by ZIP code in Jackson County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 28707 | $940 | $1,000 | $1,090 | $1,390 | $1,570 | +$50 (+4.8%) | 5% above |
| 28717 | $1,110 | $1,200 | $1,410 | $1,780 | $1,920 | +$50 (+3.7%) | 36% above |
| 28723 | $940 | $1,010 | $1,110 | $1,340 | $1,660 | no change | 7% above |
| 28725 | $1,040 | $1,080 | $1,180 | $1,540 | $1,550 | +$70 (+6.3%) | 14% above |
| 28736 | $1,060 | $1,100 | $1,220 | $1,590 | $1,640 | +$50 (+4.3%) | 17% above |
| 28779 | $940 | $1,010 | $1,110 | $1,330 | $1,660 | no change | 7% above |
| 28783 | $980 | $1,020 | $1,230 | $1,480 | $1,850 | +$190 (+18.3%) | 18% above |
| 28788 | $1,310 | $1,370 | $1,490 | $1,950 | $1,960 | +$80 (+5.7%) | 43% above |
| 28789 | $1,080 | $1,120 | $1,220 | $1,590 | $1,680 | +$60 (+5.2%) | 17% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.