North Carolina · FIPS 37131 · HUD FY 2027
Northampton County, North Carolina Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Northampton County is $1,012 a month (rent plus utilities), 30% below the North Carolina average of $1,441 and 43% below the U.S. average of $1,761. That is up $40 (4.1%) from FY 2026. At 30% of income, a household needs about $40,480 a year to afford it.
- $1,0122-bedroom FMR+$40 (+4.1%) vs FY 2026
- $8171-bedroom FMRNorth Carolina: $1,282 · U.S.: $1,478
- $40,480Income for a 2-bedroom$19/hour full-time
- 66 of 1002BR rank in North Carolina1 = highest rent
| Unit | Northampton County FY 2027 | FY 2026 | Change | North Carolina avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $811 | $736 | +$75 (+10.2%) | $1,215 | $1,379 | $32,440 |
| 1 bedroom | $817 | $741 | +$76 (+10.3%) | $1,282 | $1,478 | $32,680 |
| 2 bedrooms | $1,012 | $972 | +$40 (+4.1%) | $1,441 | $1,761 | $40,480 |
| 3 bedrooms | $1,206 | $1,165 | +$41 (+3.5%) | $1,823 | $2,266 | $48,240 |
| 4 bedrooms | $1,346 | $1,344 | +$2 (+0.1%) | $2,256 | $2,607 | $53,840 |
How Northampton County compares
- Northampton County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across North Carolina, 2-bedroom FMRs run from $1,012 (Wilkes County) to $1,866 (Buncombe County).
- Studio to 4-bedroom: $811, $817, $1,012, $1,206, $1,346. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 12 ZIP codes mostly in Northampton County (by land area), the 2-bedroom figure ranges from $1,010 to $1,410.
Small Area FMRs by ZIP code in Northampton County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 27820 | $810 | $820 | $1,010 | $1,210 | $1,350 | +$80 (+8.6%) | about the same as |
| 27831 | $830 | $840 | $1,040 | $1,240 | $1,380 | −$10 (−1.0%) | 3% above |
| 27832 | $840 | $850 | $1,050 | $1,250 | $1,400 | +$40 (+4.0%) | 4% above |
| 27842 | $1,130 | $1,130 | $1,410 | $1,690 | $1,880 | −$40 (−2.8%) | 39% above |
| 27845 | $810 | $820 | $1,010 | $1,210 | $1,350 | +$80 (+8.6%) | about the same as |
| 27853 | $850 | $860 | $1,060 | $1,290 | $1,460 | +$30 (+2.9%) | 5% above |
| 27862 | $810 | $820 | $1,010 | $1,210 | $1,350 | −$30 (−2.9%) | about the same as |
| 27866 | $850 | $850 | $1,050 | $1,310 | $1,490 | no change | 4% above |
| 27869 | $850 | $860 | $1,090 | $1,360 | $1,520 | +$70 (+6.9%) | 8% above |
| 27876 | $900 | $900 | $1,120 | $1,330 | $1,490 | +$30 (+2.8%) | 11% above |
| 27877 | $810 | $820 | $1,010 | $1,210 | $1,350 | −$30 (−2.9%) | about the same as |
| 27897 | $830 | $840 | $1,050 | $1,280 | $1,410 | +$70 (+7.1%) | 4% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.