North Carolina · FIPS 37137 · HUD FY 2027
Pamlico County, North Carolina Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Pamlico County is $1,088 a month (rent plus utilities), 25% below the North Carolina average of $1,441 and 38% below the U.S. average of $1,761. That is up $11 (1.0%) from FY 2026. At 30% of income, a household needs about $43,520 a year to afford it.
- $1,0882-bedroom FMR+$11 (+1.0%) vs FY 2026
- $8781-bedroom FMRNorth Carolina: $1,282 · U.S.: $1,478
- $43,520Income for a 2-bedroom$21/hour full-time
- 53 of 1002BR rank in North Carolina1 = highest rent
| Unit | Pamlico County FY 2027 | FY 2026 | Change | North Carolina avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $872 | $861 | +$11 (+1.3%) | $1,215 | $1,379 | $34,880 |
| 1 bedroom | $878 | $866 | +$12 (+1.4%) | $1,282 | $1,478 | $35,120 |
| 2 bedrooms | $1,088 | $1,077 | +$11 (+1.0%) | $1,441 | $1,761 | $43,520 |
| 3 bedrooms | $1,309 | $1,291 | +$18 (+1.4%) | $1,823 | $2,266 | $52,360 |
| 4 bedrooms | $1,646 | $1,618 | +$28 (+1.7%) | $2,256 | $2,607 | $65,840 |
How Pamlico County compares
- Pamlico County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across North Carolina, 2-bedroom FMRs run from $1,012 (Wilkes County) to $1,866 (Buncombe County).
- Studio to 4-bedroom: $872, $878, $1,088, $1,309, $1,646. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 9 ZIP codes mostly in Pamlico County (by land area), the 2-bedroom figure ranges from $1,010 to $1,480.
Small Area FMRs by ZIP code in Pamlico County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 28509 | $870 | $880 | $1,090 | $1,310 | $1,650 | +$10 (+0.9%) | about the same as |
| 28510 | $1,050 | $1,050 | $1,320 | $1,630 | $2,030 | +$100 (+8.2%) | 21% above |
| 28515 | $810 | $820 | $1,010 | $1,220 | $1,530 | −$60 (−5.6%) | 7% below |
| 28529 | $810 | $820 | $1,010 | $1,220 | $1,530 | −$60 (−5.6%) | 7% below |
| 28537 | $810 | $820 | $1,010 | $1,220 | $1,530 | −$60 (−5.6%) | 7% below |
| 28552 | $890 | $890 | $1,130 | $1,470 | $1,730 | +$60 (+5.6%) | 4% above |
| 28556 | $1,010 | $1,020 | $1,260 | $1,520 | $1,910 | +$110 (+9.6%) | 16% above |
| 28571 | $1,190 | $1,190 | $1,480 | $1,780 | $2,240 | +$130 (+9.6%) | 36% above |
| 28587 | $810 | $820 | $1,010 | $1,220 | $1,530 | −$60 (−5.6%) | 7% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.