North Carolina · FIPS 37197 · HUD FY 2027
Yadkin County, North Carolina Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Yadkin County is $1,332 a month (rent plus utilities), 8% below the North Carolina average of $1,441 and 24% below the U.S. average of $1,761. That is up $100 (8.1%) from FY 2026. At 30% of income, a household needs about $53,280 a year to afford it.
- $1,3322-bedroom FMR+$100 (+8.1%) vs FY 2026
- $1,2241-bedroom FMRNorth Carolina: $1,282 · U.S.: $1,478
- $53,280Income for a 2-bedroom$26/hour full-time
- 24 of 1002BR rank in North Carolina1 = highest rent
| Unit | Yadkin County FY 2027 | FY 2026 | Change | North Carolina avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,079 | $995 | +$84 (+8.4%) | $1,215 | $1,379 | $43,160 |
| 1 bedroom | $1,224 | $1,082 | +$142 (+13.1%) | $1,282 | $1,478 | $48,960 |
| 2 bedrooms | $1,332 | $1,232 | +$100 (+8.1%) | $1,441 | $1,761 | $53,280 |
| 3 bedrooms | $1,754 | $1,607 | +$147 (+9.1%) | $1,823 | $2,266 | $70,160 |
| 4 bedrooms | $2,135 | $1,898 | +$237 (+12.5%) | $2,256 | $2,607 | $85,400 |
How Yadkin County compares
- HUD sets this rent for the Winston-Salem, NC metro FMR area, which covers 516,812 residents in 4 counties.
- Across North Carolina, 2-bedroom FMRs run from $1,012 (Wilkes County) to $1,866 (Buncombe County).
- Studio to 4-bedroom: $1,079, $1,224, $1,332, $1,754, $2,135. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 5 ZIP codes mostly in Yadkin County (by land area), the 2-bedroom figure ranges from $1,010 to $1,040.
Small Area FMRs by ZIP code in Yadkin County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 27011 | $820 | $930 | $1,010 | $1,330 | $1,620 | +$70 (+7.4%) | 24% below |
| 27018 | $820 | $930 | $1,010 | $1,330 | $1,620 | +$80 (+8.6%) | 24% below |
| 27020 | $830 | $920 | $1,010 | $1,340 | $1,610 | +$20 (+2.0%) | 24% below |
| 27055 | $840 | $960 | $1,040 | $1,370 | $1,670 | +$50 (+5.1%) | 22% below |
| 28642 | $820 | $930 | $1,010 | $1,330 | $1,620 | +$80 (+8.6%) | 24% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.