Ohio · FIPS 39003 · HUD FY 2027
Allen County, Ohio Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Allen County is $1,179 a month (rent plus utilities), 7% below the Ohio average of $1,273 and 33% below the U.S. average of $1,761. That is up $71 (6.4%) from FY 2026. At 30% of income, a household needs about $47,160 a year to afford it.
- $1,1792-bedroom FMR+$71 (+6.4%) vs FY 2026
- $9011-bedroom FMROhio: $1,027 · U.S.: $1,478
- $47,160Income for a 2-bedroom$23/hour full-time
- 26 of 882BR rank in Ohio1 = highest rent
| Unit | Allen County FY 2027 | FY 2026 | Change | Ohio avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $895 | $839 | +$56 (+6.7%) | $948 | $1,379 | $35,800 |
| 1 bedroom | $901 | $844 | +$57 (+6.8%) | $1,027 | $1,478 | $36,040 |
| 2 bedrooms | $1,179 | $1,108 | +$71 (+6.4%) | $1,273 | $1,761 | $47,160 |
| 3 bedrooms | $1,418 | $1,338 | +$80 (+6.0%) | $1,603 | $2,266 | $56,720 |
| 4 bedrooms | $1,571 | $1,493 | +$78 (+5.2%) | $1,779 | $2,607 | $62,840 |
How Allen County compares
- HUD sets this rent for the Lima, OH metro FMR area, which covers 101,348 residents in 1 county.
- Across Ohio, 2-bedroom FMRs run from $1,003 (Williams County) to $1,607 (Union County).
- Studio to 4-bedroom: $895, $901, $1,179, $1,418, $1,571. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 13 ZIP codes mostly in Allen County (by land area), the 2-bedroom figure ranges from $1,040 to $1,280.
Small Area FMRs by ZIP code in Allen County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 45801 | $870 | $880 | $1,150 | $1,380 | $1,530 | +$80 (+7.5%) | 2% below |
| 45804 | $910 | $920 | $1,200 | $1,440 | $1,600 | +$110 (+10.1%) | 2% above |
| 45805 | $920 | $920 | $1,210 | $1,460 | $1,610 | +$50 (+4.3%) | 3% above |
| 45806 | $970 | $980 | $1,280 | $1,580 | $1,760 | +$120 (+10.3%) | 9% above |
| 45807 | $930 | $940 | $1,230 | $1,480 | $1,640 | +$50 (+4.2%) | 4% above |
| 45808 | $960 | $960 | $1,260 | $1,520 | $1,680 | +$80 (+6.8%) | 7% above |
| 45809 | $930 | $940 | $1,230 | $1,480 | $1,640 | +$50 (+4.2%) | 4% above |
| 45817 | $780 | $800 | $1,040 | $1,340 | $1,530 | no change | 12% below |
| 45820 | $900 | $910 | $1,190 | $1,430 | $1,590 | +$170 (+16.7%) | 1% above |
| 45833 | $830 | $840 | $1,080 | $1,320 | $1,450 | +$40 (+3.8%) | 8% below |
| 45850 | $960 | $970 | $1,250 | $1,520 | $1,690 | +$150 (+13.6%) | 6% above |
| 45854 | $810 | $810 | $1,070 | $1,280 | $1,440 | −$110 (−9.3%) | 9% below |
| 45887 | $870 | $880 | $1,150 | $1,400 | $1,550 | +$120 (+11.7%) | 2% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.