Ohio · FIPS 39025 · HUD FY 2027
Clermont County, Ohio Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Clermont County is $1,442 a month (rent plus utilities), 13% above the Ohio average of $1,273 and 18% below the U.S. average of $1,761. That is up $89 (6.6%) from FY 2026. At 30% of income, a household needs about $57,680 a year to afford it.
- $1,4422-bedroom FMR+$89 (+6.6%) vs FY 2026
- $1,1281-bedroom FMROhio: $1,027 · U.S.: $1,478
- $57,680Income for a 2-bedroom$28/hour full-time
- 9 of 882BR rank in Ohio1 = highest rent
| Unit | Clermont County FY 2027 | FY 2026 | Change | Ohio avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,052 | $958 | +$94 (+9.8%) | $948 | $1,379 | $42,080 |
| 1 bedroom | $1,128 | $1,051 | +$77 (+7.3%) | $1,027 | $1,478 | $45,120 |
| 2 bedrooms | $1,442 | $1,353 | +$89 (+6.6%) | $1,273 | $1,761 | $57,680 |
| 3 bedrooms | $1,897 | $1,785 | +$112 (+6.3%) | $1,603 | $2,266 | $75,880 |
| 4 bedrooms | $2,141 | $1,976 | +$165 (+8.4%) | $1,779 | $2,607 | $85,640 |
How Clermont County compares
- HUD sets this rent for the Cincinnati, OH-KY-IN metro FMR area, which covers 2,178,423 residents in 12 counties.
- Across Ohio, 2-bedroom FMRs run from $1,003 (Williams County) to $1,607 (Union County).
- Studio to 4-bedroom: $1,052, $1,128, $1,442, $1,897, $2,141. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 16 ZIP codes mostly in Clermont County (by land area), the 2-bedroom figure ranges from $1,010 to $1,980.
Small Area FMRs by ZIP code in Clermont County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 45102 | $930 | $1,000 | $1,280 | $1,680 | $1,900 | +$90 (+7.6%) | 11% below |
| 45103 | $1,020 | $1,100 | $1,400 | $1,840 | $2,080 | +$70 (+5.3%) | 3% below |
| 45106 | $750 | $800 | $1,020 | $1,350 | $1,530 | no change | 29% below |
| 45112 | $760 | $800 | $1,010 | $1,360 | $1,560 | +$30 (+3.1%) | 30% below |
| 45120 | $760 | $800 | $1,010 | $1,360 | $1,560 | +$30 (+3.1%) | 30% below |
| 45122 | $1,150 | $1,240 | $1,580 | $2,080 | $2,350 | +$90 (+6.0%) | 10% above |
| 45140 | $1,340 | $1,440 | $1,840 | $2,420 | $2,730 | +$130 (+7.6%) | 28% above |
| 45147 | $1,440 | $1,550 | $1,980 | $2,600 | $2,940 | +$140 (+7.6%) | 37% above |
| 45150 | $1,010 | $1,090 | $1,390 | $1,830 | $2,060 | +$80 (+6.1%) | 4% below |
| 45153 | $1,280 | $1,380 | $1,760 | $2,320 | $2,610 | +$80 (+4.8%) | 22% above |
| 45156 | $1,110 | $1,190 | $1,510 | $2,000 | $2,260 | +$60 (+4.1%) | 5% above |
| 45157 | $860 | $920 | $1,180 | $1,550 | $1,750 | +$100 (+9.3%) | 18% below |
| 45158 | $850 | $920 | $1,170 | $1,540 | $1,740 | −$20 (−1.7%) | 19% below |
| 45160 | $740 | $790 | $1,010 | $1,340 | $1,520 | +$30 (+3.1%) | 30% below |
| 45176 | $880 | $920 | $1,160 | $1,550 | $1,800 | +$30 (+2.7%) | 20% below |
| 45245 | $1,110 | $1,190 | $1,520 | $2,000 | $2,260 | +$100 (+7.0%) | 5% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.