Ohio · FIPS 39085 · HUD FY 2027
Lake County, Ohio Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Lake County is $1,274 a month (rent plus utilities), about the same as the Ohio average of $1,273 and 28% below the U.S. average of $1,761. That is down $5 (0.4%) from FY 2026. At 30% of income, a household needs about $50,960 a year to afford it.
- $1,2742-bedroom FMR−$5 (−0.4%) vs FY 2026
- $1,0501-bedroom FMROhio: $1,027 · U.S.: $1,478
- $50,960Income for a 2-bedroom$24/hour full-time
- 13 of 882BR rank in Ohio1 = highest rent
| Unit | Lake County FY 2027 | FY 2026 | Change | Ohio avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $924 | $933 | −$9 (−1.0%) | $948 | $1,379 | $36,960 |
| 1 bedroom | $1,050 | $1,058 | −$8 (−0.8%) | $1,027 | $1,478 | $42,000 |
| 2 bedrooms | $1,274 | $1,279 | −$5 (−0.4%) | $1,273 | $1,761 | $50,960 |
| 3 bedrooms | $1,628 | $1,646 | −$18 (−1.1%) | $1,603 | $2,266 | $65,120 |
| 4 bedrooms | $1,756 | $1,760 | −$4 (−0.2%) | $1,779 | $2,607 | $70,240 |
How Lake County compares
- HUD sets this rent for the Cleveland, OH metro FMR area, which covers 2,074,359 residents in 5 counties.
- Across Ohio, 2-bedroom FMRs run from $1,003 (Williams County) to $1,607 (Union County).
- Studio to 4-bedroom: $924, $1,050, $1,274, $1,628, $1,756. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 8 ZIP codes mostly in Lake County (by land area), the 2-bedroom figure ranges from $1,050 to $1,440.
Small Area FMRs by ZIP code in Lake County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 44045 | $860 | $980 | $1,190 | $1,520 | $1,640 | +$50 (+4.4%) | 7% below |
| 44057 | $950 | $1,080 | $1,310 | $1,670 | $1,810 | −$20 (−1.5%) | 3% above |
| 44060 | $1,040 | $1,180 | $1,430 | $1,830 | $1,970 | −$10 (−0.7%) | 12% above |
| 44077 | $890 | $1,010 | $1,230 | $1,570 | $1,690 | no change | 3% below |
| 44081 | $760 | $870 | $1,050 | $1,340 | $1,450 | −$50 (−4.5%) | 18% below |
| 44092 | $940 | $1,060 | $1,290 | $1,650 | $1,780 | −$30 (−2.3%) | 1% above |
| 44094 | $1,040 | $1,190 | $1,440 | $1,840 | $1,980 | −$40 (−2.7%) | 13% above |
| 44095 | $870 | $990 | $1,200 | $1,530 | $1,650 | −$50 (−4.0%) | 6% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.