Ohio · FIPS 39095 · HUD FY 2027
Lucas County, Ohio Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Lucas County is $1,145 a month (rent plus utilities), 10% below the Ohio average of $1,273 and 35% below the U.S. average of $1,761. That is up $69 (6.4%) from FY 2026. At 30% of income, a household needs about $45,800 a year to afford it.
- $1,1452-bedroom FMR+$69 (+6.4%) vs FY 2026
- $8751-bedroom FMROhio: $1,027 · U.S.: $1,478
- $45,800Income for a 2-bedroom$22/hour full-time
- 28 of 882BR rank in Ohio1 = highest rent
| Unit | Lucas County FY 2027 | FY 2026 | Change | Ohio avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $822 | $769 | +$53 (+6.9%) | $948 | $1,379 | $32,880 |
| 1 bedroom | $875 | $820 | +$55 (+6.7%) | $1,027 | $1,478 | $35,000 |
| 2 bedrooms | $1,145 | $1,076 | +$69 (+6.4%) | $1,273 | $1,761 | $45,800 |
| 3 bedrooms | $1,461 | $1,380 | +$81 (+5.9%) | $1,603 | $2,266 | $58,440 |
| 4 bedrooms | $1,558 | $1,454 | +$104 (+7.2%) | $1,779 | $2,607 | $62,320 |
How Lucas County compares
- HUD sets this rent for the Toledo, OH metro FMR area, which covers 602,322 residents in 3 counties.
- Across Ohio, 2-bedroom FMRs run from $1,003 (Williams County) to $1,607 (Union County).
- Studio to 4-bedroom: $822, $875, $1,145, $1,461, $1,558. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 26 ZIP codes mostly in Lucas County (by land area), the 2-bedroom figure ranges from $1,000 to $1,580.
Small Area FMRs by ZIP code in Lucas County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 43412 | $860 | $900 | $1,190 | $1,480 | $1,710 | −$130 (−9.8%) | 4% above |
| 43434 | $790 | $840 | $1,100 | $1,400 | $1,500 | +$20 (+1.9%) | 4% below |
| 43504 | $750 | $810 | $1,060 | $1,350 | $1,450 | −$110 (−9.4%) | 7% below |
| 43528 | $960 | $1,020 | $1,330 | $1,700 | $1,810 | +$60 (+4.7%) | 16% above |
| 43537 | $950 | $1,010 | $1,320 | $1,680 | $1,800 | +$170 (+14.8%) | 15% above |
| 43542 | $1,030 | $1,100 | $1,440 | $1,840 | $1,960 | +$290 (+25.2%) | 26% above |
| 43547 | $870 | $910 | $1,160 | $1,500 | $1,690 | +$70 (+6.4%) | 1% above |
| 43560 | $940 | $1,000 | $1,310 | $1,670 | $1,780 | +$90 (+7.4%) | 14% above |
| 43566 | $1,130 | $1,210 | $1,580 | $2,020 | $2,150 | +$70 (+4.6%) | 38% above |
| 43571 | $780 | $830 | $1,080 | $1,380 | $1,470 | +$50 (+4.9%) | 6% below |
| 43604 | $720 | $770 | $1,000 | $1,280 | $1,360 | +$30 (+3.1%) | 13% below |
| 43605 | $830 | $890 | $1,160 | $1,480 | $1,580 | +$80 (+7.4%) | 1% above |
| 43606 | $840 | $890 | $1,170 | $1,490 | $1,590 | +$100 (+9.3%) | 2% above |
| 43607 | $780 | $830 | $1,080 | $1,380 | $1,470 | +$50 (+4.9%) | 6% below |
| 43608 | $750 | $800 | $1,040 | $1,330 | $1,410 | +$70 (+7.2%) | 9% below |
| 43609 | $830 | $880 | $1,150 | $1,470 | $1,560 | +$50 (+4.5%) | about the same as |
| 43610 | $820 | $870 | $1,140 | $1,460 | $1,550 | +$130 (+12.9%) | about the same as |
| 43611 | $790 | $840 | $1,100 | $1,400 | $1,500 | +$80 (+7.8%) | 4% below |
| 43612 | $870 | $920 | $1,210 | $1,540 | $1,650 | +$80 (+7.1%) | 6% above |
| 43613 | $800 | $860 | $1,120 | $1,430 | $1,520 | +$60 (+5.7%) | 2% below |
| 43614 | $770 | $820 | $1,070 | $1,370 | $1,460 | +$60 (+5.9%) | 7% below |
| 43615 | $930 | $990 | $1,300 | $1,660 | $1,770 | +$110 (+9.2%) | 14% above |
| 43616 | $790 | $840 | $1,100 | $1,400 | $1,500 | +$80 (+7.8%) | 4% below |
| 43617 | $940 | $1,000 | $1,310 | $1,670 | $1,780 | +$90 (+7.4%) | 14% above |
| 43620 | $720 | $770 | $1,000 | $1,280 | $1,360 | +$30 (+3.1%) | 13% below |
| 43623 | $820 | $870 | $1,140 | $1,460 | $1,550 | +$80 (+7.5%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.