Ohio · FIPS 39109 · HUD FY 2027
Miami County, Ohio Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Miami County is $1,248 a month (rent plus utilities), 2% below the Ohio average of $1,273 and 29% below the U.S. average of $1,761. That is down $25 (2.0%) from FY 2026. At 30% of income, a household needs about $49,920 a year to afford it.
- $1,2482-bedroom FMR−$25 (−2.0%) vs FY 2026
- $1,0081-bedroom FMROhio: $1,027 · U.S.: $1,478
- $49,920Income for a 2-bedroom$24/hour full-time
- 18 of 882BR rank in Ohio1 = highest rent
| Unit | Miami County FY 2027 | FY 2026 | Change | Ohio avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $909 | $928 | −$19 (−2.0%) | $948 | $1,379 | $36,360 |
| 1 bedroom | $1,008 | $1,009 | −$1 (−0.1%) | $1,027 | $1,478 | $40,320 |
| 2 bedrooms | $1,248 | $1,273 | −$25 (−2.0%) | $1,273 | $1,761 | $49,920 |
| 3 bedrooms | $1,623 | $1,651 | −$28 (−1.7%) | $1,603 | $2,266 | $64,920 |
| 4 bedrooms | $1,774 | $1,817 | −$43 (−2.4%) | $1,779 | $2,607 | $70,960 |
How Miami County compares
- HUD sets this rent for the Dayton-Kettering-Beavercreek, OH metro FMR area, which covers 816,080 residents in 3 counties.
- Across Ohio, 2-bedroom FMRs run from $1,003 (Williams County) to $1,607 (Union County).
- Studio to 4-bedroom: $909, $1,008, $1,248, $1,623, $1,774. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 11 ZIP codes mostly in Miami County (by land area), the 2-bedroom figure ranges from $1,000 to $1,740.
Small Area FMRs by ZIP code in Miami County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 45312 | $990 | $1,100 | $1,360 | $1,770 | $1,930 | +$40 (+3.0%) | 9% above |
| 45318 | $730 | $810 | $1,000 | $1,300 | $1,430 | +$10 (+1.0%) | 20% below |
| 45326 | $880 | $970 | $1,210 | $1,580 | $1,710 | +$240 (+24.7%) | 3% below |
| 45337 | $1,050 | $1,150 | $1,410 | $1,850 | $1,990 | +$270 (+23.7%) | 13% above |
| 45339 | $810 | $880 | $1,100 | $1,430 | $1,570 | −$120 (−9.8%) | 12% below |
| 45356 | $840 | $940 | $1,160 | $1,510 | $1,650 | −$60 (−4.9%) | 7% below |
| 45359 | $730 | $810 | $1,000 | $1,300 | $1,430 | +$30 (+3.1%) | 20% below |
| 45361 | $1,270 | $1,410 | $1,740 | $2,260 | $2,470 | no change | 39% above |
| 45371 | $990 | $1,100 | $1,360 | $1,770 | $1,930 | −$50 (−3.5%) | 9% above |
| 45373 | $850 | $940 | $1,170 | $1,520 | $1,660 | −$20 (−1.7%) | 6% below |
| 45383 | $810 | $900 | $1,110 | $1,440 | $1,580 | −$20 (−1.8%) | 11% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.