Ohio · FIPS 39123 · HUD FY 2027
Ottawa County, Ohio Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Ottawa County is $1,209 a month (rent plus utilities), 5% below the Ohio average of $1,273 and 31% below the U.S. average of $1,761. That is up $103 (9.3%) from FY 2026. At 30% of income, a household needs about $48,360 a year to afford it.
- $1,2092-bedroom FMR+$103 (+9.3%) vs FY 2026
- $9241-bedroom FMROhio: $1,027 · U.S.: $1,478
- $48,360Income for a 2-bedroom$23/hour full-time
- 24 of 882BR rank in Ohio1 = highest rent
| Unit | Ottawa County FY 2027 | FY 2026 | Change | Ohio avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $869 | $807 | +$62 (+7.7%) | $948 | $1,379 | $34,760 |
| 1 bedroom | $924 | $843 | +$81 (+9.6%) | $1,027 | $1,478 | $36,960 |
| 2 bedrooms | $1,209 | $1,106 | +$103 (+9.3%) | $1,273 | $1,761 | $48,360 |
| 3 bedrooms | $1,441 | $1,326 | +$115 (+8.7%) | $1,603 | $2,266 | $57,640 |
| 4 bedrooms | $1,923 | $1,696 | +$227 (+13.4%) | $1,779 | $2,607 | $76,920 |
How Ottawa County compares
- HUD sets this rent for the Ottawa County, OH metro FMR area, which covers 39,994 residents in 1 county.
- Across Ohio, 2-bedroom FMRs run from $1,003 (Williams County) to $1,607 (Union County).
- Studio to 4-bedroom: $869, $924, $1,209, $1,441, $1,923. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 15 ZIP codes mostly in Ottawa County (by land area), the 2-bedroom figure ranges from $1,060 to $1,230.
Small Area FMRs by ZIP code in Ottawa County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 43408 | $870 | $930 | $1,220 | $1,510 | $1,800 | +$40 (+3.4%) | 1% above |
| 43416 | $790 | $840 | $1,100 | $1,310 | $1,730 | +$40 (+3.8%) | 9% below |
| 43430 | $820 | $870 | $1,140 | $1,370 | $1,790 | +$110 (+10.7%) | 6% below |
| 43432 | $800 | $850 | $1,120 | $1,340 | $1,780 | +$60 (+5.7%) | 7% below |
| 43433 | $870 | $920 | $1,210 | $1,440 | $1,930 | +$100 (+9.0%) | about the same as |
| 43436 | $870 | $920 | $1,210 | $1,440 | $1,930 | +$100 (+9.0%) | about the same as |
| 43439 | $870 | $920 | $1,210 | $1,440 | $1,930 | +$110 (+10.0%) | about the same as |
| 43440 | $880 | $930 | $1,220 | $1,450 | $1,940 | +$40 (+3.4%) | 1% above |
| 43445 | $860 | $920 | $1,200 | $1,450 | $1,870 | no change | 1% below |
| 43446 | $870 | $920 | $1,210 | $1,440 | $1,930 | +$100 (+9.0%) | about the same as |
| 43449 | $810 | $860 | $1,130 | $1,350 | $1,800 | +$60 (+5.6%) | 7% below |
| 43452 | $880 | $940 | $1,230 | $1,470 | $1,960 | +$130 (+11.8%) | 2% above |
| 43456 | $760 | $810 | $1,060 | $1,260 | $1,690 | −$50 (−4.5%) | 12% below |
| 43458 | $810 | $860 | $1,130 | $1,350 | $1,800 | +$160 (+16.5%) | 7% below |
| 43468 | $870 | $920 | $1,210 | $1,480 | $1,930 | −$110 (−8.3%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.