Ohio · FIPS 39125 · HUD FY 2027
Paulding County, Ohio Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Paulding County is $1,003 a month (rent plus utilities), 21% below the Ohio average of $1,273 and 43% below the U.S. average of $1,761. That is up $30 (3.1%) from FY 2026. At 30% of income, a household needs about $40,120 a year to afford it.
- $1,0032-bedroom FMR+$30 (+3.1%) vs FY 2026
- $7671-bedroom FMROhio: $1,027 · U.S.: $1,478
- $40,120Income for a 2-bedroom$19/hour full-time
- 59 of 882BR rank in Ohio1 = highest rent
| Unit | Paulding County FY 2027 | FY 2026 | Change | Ohio avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $758 | $736 | +$22 (+3.0%) | $948 | $1,379 | $30,320 |
| 1 bedroom | $767 | $780 | −$13 (−1.7%) | $1,027 | $1,478 | $30,680 |
| 2 bedrooms | $1,003 | $973 | +$30 (+3.1%) | $1,273 | $1,761 | $40,120 |
| 3 bedrooms | $1,319 | $1,343 | −$24 (−1.8%) | $1,603 | $2,266 | $52,760 |
| 4 bedrooms | $1,676 | $1,530 | +$146 (+9.5%) | $1,779 | $2,607 | $67,040 |
How Paulding County compares
- Paulding County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Ohio, 2-bedroom FMRs run from $1,003 (Williams County) to $1,607 (Union County).
- Studio to 4-bedroom: $758, $767, $1,003, $1,319, $1,676. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 10 ZIP codes mostly in Paulding County (by land area), the 2-bedroom figure ranges from $1,000 to $1,500.
Small Area FMRs by ZIP code in Paulding County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 45813 | $760 | $770 | $1,000 | $1,320 | $1,690 | +$30 (+3.1%) | about the same as |
| 45821 | $760 | $770 | $1,000 | $1,310 | $1,660 | +$30 (+3.1%) | about the same as |
| 45849 | $780 | $790 | $1,020 | $1,300 | $1,540 | +$10 (+1.0%) | 2% above |
| 45851 | $790 | $800 | $1,040 | $1,370 | $1,740 | −$50 (−4.6%) | 4% above |
| 45855 | $1,130 | $1,150 | $1,500 | $1,970 | $2,510 | +$40 (+2.7%) | 50% above |
| 45861 | $760 | $770 | $1,000 | $1,320 | $1,690 | +$30 (+3.1%) | about the same as |
| 45873 | $780 | $810 | $1,020 | $1,260 | $1,530 | +$30 (+3.0%) | 2% above |
| 45879 | $760 | $770 | $1,000 | $1,320 | $1,690 | +$30 (+3.1%) | about the same as |
| 45880 | $800 | $810 | $1,060 | $1,390 | $1,770 | no change | 6% above |
| 45886 | $760 | $780 | $1,000 | $1,290 | $1,520 | +$30 (+3.1%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.