Ohio · FIPS 39165 · HUD FY 2027
Warren County, Ohio Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Warren County is $1,442 a month (rent plus utilities), 13% above the Ohio average of $1,273 and 18% below the U.S. average of $1,761. That is up $89 (6.6%) from FY 2026. At 30% of income, a household needs about $57,680 a year to afford it.
- $1,4422-bedroom FMR+$89 (+6.6%) vs FY 2026
- $1,1281-bedroom FMROhio: $1,027 · U.S.: $1,478
- $57,680Income for a 2-bedroom$28/hour full-time
- 9 of 882BR rank in Ohio1 = highest rent
| Unit | Warren County FY 2027 | FY 2026 | Change | Ohio avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,052 | $958 | +$94 (+9.8%) | $948 | $1,379 | $42,080 |
| 1 bedroom | $1,128 | $1,051 | +$77 (+7.3%) | $1,027 | $1,478 | $45,120 |
| 2 bedrooms | $1,442 | $1,353 | +$89 (+6.6%) | $1,273 | $1,761 | $57,680 |
| 3 bedrooms | $1,897 | $1,785 | +$112 (+6.3%) | $1,603 | $2,266 | $75,880 |
| 4 bedrooms | $2,141 | $1,976 | +$165 (+8.4%) | $1,779 | $2,607 | $85,640 |
How Warren County compares
- HUD sets this rent for the Cincinnati, OH-KY-IN metro FMR area, which covers 2,178,423 residents in 12 counties.
- Across Ohio, 2-bedroom FMRs run from $1,003 (Williams County) to $1,607 (Union County).
- Studio to 4-bedroom: $1,052, $1,128, $1,442, $1,897, $2,141. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 12 ZIP codes mostly in Warren County (by land area), the 2-bedroom figure ranges from $1,160 to $2,160.
Small Area FMRs by ZIP code in Warren County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 45005 | $980 | $1,060 | $1,350 | $1,780 | $2,000 | +$60 (+4.7%) | 6% below |
| 45032 | $850 | $910 | $1,160 | $1,530 | $1,720 | −$40 (−3.3%) | 20% below |
| 45034 | $1,480 | $1,580 | $2,030 | $2,660 | $3,010 | +$120 (+6.3%) | 41% above |
| 45036 | $1,050 | $1,130 | $1,440 | $1,890 | $2,140 | +$80 (+5.9%) | about the same as |
| 45039 | $1,530 | $1,640 | $2,100 | $2,760 | $3,120 | +$120 (+6.1%) | 46% above |
| 45040 | $1,580 | $1,690 | $2,160 | $2,840 | $3,210 | +$130 (+6.4%) | 50% above |
| 45054 | $1,120 | $1,200 | $1,530 | $2,010 | $2,300 | +$90 (+6.2%) | 6% above |
| 45065 | $1,380 | $1,480 | $1,890 | $2,490 | $2,810 | +$120 (+6.8%) | 31% above |
| 45066 | $1,460 | $1,570 | $2,000 | $2,630 | $2,960 | +$30 (+1.5%) | 39% above |
| 45068 | $1,270 | $1,360 | $1,740 | $2,280 | $2,580 | +$110 (+6.7%) | 21% above |
| 45152 | $1,070 | $1,150 | $1,470 | $1,930 | $2,180 | +$70 (+5.0%) | 2% above |
| 45162 | $1,260 | $1,350 | $1,730 | $2,280 | $2,570 | +$190 (+12.3%) | 20% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.