Oklahoma · FIPS 40037 · HUD FY 2027
Creek County, Oklahoma Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Creek County is $1,229 a month (rent plus utilities), 9% above the Oklahoma average of $1,127 and 30% below the U.S. average of $1,761. That is up $12 (1.0%) from FY 2026. At 30% of income, a household needs about $49,160 a year to afford it.
- $1,2292-bedroom FMR+$12 (+1.0%) vs FY 2026
- $1,0071-bedroom FMROklahoma: $914 · U.S.: $1,478
- $49,160Income for a 2-bedroom$24/hour full-time
- 6 of 772BR rank in Oklahoma1 = highest rent
| Unit | Creek County FY 2027 | FY 2026 | Change | Oklahoma avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $947 | $933 | +$14 (+1.5%) | $857 | $1,379 | $37,880 |
| 1 bedroom | $1,007 | $987 | +$20 (+2.0%) | $914 | $1,478 | $40,280 |
| 2 bedrooms | $1,229 | $1,217 | +$12 (+1.0%) | $1,127 | $1,761 | $49,160 |
| 3 bedrooms | $1,611 | $1,602 | +$9 (+0.6%) | $1,499 | $2,266 | $64,440 |
| 4 bedrooms | $1,882 | $1,858 | +$24 (+1.3%) | $1,708 | $2,607 | $75,280 |
How Creek County compares
- HUD sets this rent for the Tulsa, OK metro FMR area, which covers 984,840 residents in 5 counties.
- Across Oklahoma, 2-bedroom FMRs run from $916 (Washita County) to $1,264 (Canadian County).
- Studio to 4-bedroom: $947, $1,007, $1,229, $1,611, $1,882. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 14 ZIP codes mostly in Creek County (by land area), the 2-bedroom figure ranges from $920 to $1,300.
Small Area FMRs by ZIP code in Creek County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 74010 | $750 | $790 | $970 | $1,270 | $1,480 | −$30 (−3.0%) | 21% below |
| 74028 | $720 | $770 | $940 | $1,230 | $1,440 | no change | 24% below |
| 74030 | $710 | $750 | $920 | $1,210 | $1,400 | −$20 (−2.1%) | 25% below |
| 74038 | $890 | $950 | $1,150 | $1,530 | $1,850 | −$20 (−1.7%) | 6% below |
| 74039 | $840 | $890 | $1,090 | $1,430 | $1,670 | −$10 (−0.9%) | 11% below |
| 74041 | $1,000 | $1,060 | $1,300 | $1,700 | $1,990 | +$20 (+1.6%) | 6% above |
| 74044 | $810 | $860 | $1,050 | $1,370 | $1,610 | −$30 (−2.8%) | 15% below |
| 74046 | $780 | $810 | $920 | $1,220 | $1,420 | −$20 (−2.1%) | 25% below |
| 74050 | $710 | $750 | $920 | $1,200 | $1,400 | −$20 (−2.1%) | 25% below |
| 74052 | $710 | $750 | $920 | $1,210 | $1,410 | −$20 (−2.1%) | 25% below |
| 74066 | $890 | $940 | $1,150 | $1,510 | $1,760 | −$40 (−3.4%) | 6% below |
| 74068 | $710 | $760 | $930 | $1,220 | $1,420 | −$10 (−1.1%) | 24% below |
| 74071 | $750 | $790 | $970 | $1,270 | $1,480 | −$30 (−3.0%) | 21% below |
| 74131 | $920 | $970 | $1,190 | $1,560 | $1,820 | −$40 (−3.3%) | 3% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.