Oklahoma · FIPS 40047 · HUD FY 2027
Garfield County, Oklahoma Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Garfield County is $997 a month (rent plus utilities), 12% below the Oklahoma average of $1,127 and 43% below the U.S. average of $1,761. That is down $30 (2.9%) from FY 2026. At 30% of income, a household needs about $39,880 a year to afford it.
- $9972-bedroom FMR−$30 (−2.9%) vs FY 2026
- $8181-bedroom FMROklahoma: $914 · U.S.: $1,478
- $39,880Income for a 2-bedroom$19/hour full-time
- 21 of 772BR rank in Oklahoma1 = highest rent
| Unit | Garfield County FY 2027 | FY 2026 | Change | Oklahoma avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $707 | $785 | −$78 (−9.9%) | $857 | $1,379 | $28,280 |
| 1 bedroom | $818 | $799 | +$19 (+2.4%) | $914 | $1,478 | $32,720 |
| 2 bedrooms | $997 | $1,027 | −$30 (−2.9%) | $1,127 | $1,761 | $39,880 |
| 3 bedrooms | $1,305 | $1,336 | −$31 (−2.3%) | $1,499 | $2,266 | $52,200 |
| 4 bedrooms | $1,310 | $1,360 | −$50 (−3.7%) | $1,708 | $2,607 | $52,400 |
How Garfield County compares
- HUD sets this rent for the Enid, OK metro FMR area, which covers 62,146 residents in 1 county.
- Across Oklahoma, 2-bedroom FMRs run from $916 (Washita County) to $1,264 (Canadian County).
- Studio to 4-bedroom: $707, $818, $997, $1,305, $1,310. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 16 ZIP codes mostly in Garfield County (by land area), the 2-bedroom figure ranges from $930 to $1,130.
Small Area FMRs by ZIP code in Garfield County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 73056 | $710 | $780 | $970 | $1,250 | $1,410 | −$60 (−5.8%) | 3% below |
| 73701 | $710 | $750 | $930 | $1,210 | $1,230 | −$10 (−1.1%) | 7% below |
| 73703 | $780 | $890 | $1,080 | $1,410 | $1,420 | −$50 (−4.4%) | 8% above |
| 73705 | $760 | $880 | $1,070 | $1,390 | $1,400 | −$30 (−2.7%) | 7% above |
| 73720 | $750 | $860 | $1,070 | $1,360 | $1,460 | no change | 7% above |
| 73727 | $750 | $830 | $1,030 | $1,370 | $1,470 | −$60 (−5.5%) | 3% above |
| 73730 | $720 | $830 | $1,010 | $1,320 | $1,330 | −$30 (−2.9%) | 1% above |
| 73733 | $720 | $820 | $1,000 | $1,310 | $1,310 | −$30 (−2.9%) | about the same as |
| 73735 | $710 | $800 | $980 | $1,280 | $1,290 | −$10 (−1.0%) | 2% below |
| 73736 | $710 | $810 | $990 | $1,300 | $1,300 | −$20 (−2.0%) | 1% below |
| 73738 | $750 | $880 | $1,070 | $1,400 | $1,410 | no change | 7% above |
| 73743 | $780 | $830 | $1,020 | $1,330 | $1,350 | −$110 (−9.7%) | 2% above |
| 73753 | $730 | $810 | $990 | $1,300 | $1,300 | −$70 (−6.6%) | 1% below |
| 73754 | $710 | $780 | $960 | $1,260 | $1,290 | −$10 (−1.0%) | 4% below |
| 73773 | $790 | $930 | $1,130 | $1,480 | $1,490 | +$20 (+1.8%) | 13% above |
| 74640 | $730 | $800 | $1,010 | $1,340 | $1,380 | +$20 (+2.0%) | 1% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.