Oklahoma · FIPS 40087 · HUD FY 2027
McClain County, Oklahoma Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in McClain County is $1,264 a month (rent plus utilities), 12% above the Oklahoma average of $1,127 and 28% below the U.S. average of $1,761. That is up $20 (1.6%) from FY 2026. At 30% of income, a household needs about $50,560 a year to afford it.
- $1,2642-bedroom FMR+$20 (+1.6%) vs FY 2026
- $1,0401-bedroom FMROklahoma: $914 · U.S.: $1,478
- $50,560Income for a 2-bedroom$24/hour full-time
- 1 of 772BR rank in Oklahoma1 = highest rent
| Unit | McClain County FY 2027 | FY 2026 | Change | Oklahoma avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $958 | $939 | +$19 (+2.0%) | $857 | $1,379 | $38,320 |
| 1 bedroom | $1,040 | $1,017 | +$23 (+2.3%) | $914 | $1,478 | $41,600 |
| 2 bedrooms | $1,264 | $1,244 | +$20 (+1.6%) | $1,127 | $1,761 | $50,560 |
| 3 bedrooms | $1,713 | $1,675 | +$38 (+2.3%) | $1,499 | $2,266 | $68,520 |
| 4 bedrooms | $1,923 | $1,857 | +$66 (+3.6%) | $1,708 | $2,607 | $76,920 |
How McClain County compares
- HUD sets this rent for the Oklahoma City, OK metro FMR area, which covers 1,372,442 residents in 5 counties.
- Across Oklahoma, 2-bedroom FMRs run from $916 (Washita County) to $1,264 (Canadian County).
- Studio to 4-bedroom: $958, $1,040, $1,264, $1,713, $1,923. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 6 ZIP codes mostly in McClain County (by land area), the 2-bedroom figure ranges from $980 to $1,220.
Small Area FMRs by ZIP code in McClain County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 73031 | $870 | $950 | $1,200 | $1,620 | $1,910 | +$10 (+0.8%) | 5% below |
| 73065 | $870 | $950 | $1,150 | $1,560 | $1,750 | +$50 (+4.5%) | 9% below |
| 73080 | $780 | $850 | $1,030 | $1,400 | $1,570 | −$10 (−1.0%) | 19% below |
| 73093 | $920 | $990 | $1,220 | $1,640 | $1,820 | −$130 (−9.6%) | 3% below |
| 73095 | $780 | $850 | $1,030 | $1,400 | $1,570 | +$20 (+2.0%) | 19% below |
| 74831 | $740 | $780 | $980 | $1,310 | $1,520 | −$10 (−1.0%) | 22% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.