Oklahoma · FIPS 40105 · HUD FY 2027
Nowata County, Oklahoma Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Nowata County is $943 a month (rent plus utilities), 16% below the Oklahoma average of $1,127 and 46% below the U.S. average of $1,761. That is up $6 (0.6%) from FY 2026. At 30% of income, a household needs about $37,720 a year to afford it.
- $9432-bedroom FMR+$6 (+0.6%) vs FY 2026
- $7211-bedroom FMROklahoma: $914 · U.S.: $1,478
- $37,720Income for a 2-bedroom$18/hour full-time
- 31 of 772BR rank in Oklahoma1 = highest rent
| Unit | Nowata County FY 2027 | FY 2026 | Change | Oklahoma avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $716 | $705 | +$11 (+1.6%) | $857 | $1,379 | $28,640 |
| 1 bedroom | $721 | $714 | +$7 (+1.0%) | $914 | $1,478 | $28,840 |
| 2 bedrooms | $943 | $937 | +$6 (+0.6%) | $1,127 | $1,761 | $37,720 |
| 3 bedrooms | $1,164 | $1,168 | −$4 (−0.3%) | $1,499 | $2,266 | $46,560 |
| 4 bedrooms | $1,576 | $1,572 | +$4 (+0.3%) | $1,708 | $2,607 | $63,040 |
How Nowata County compares
- Nowata County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Oklahoma, 2-bedroom FMRs run from $916 (Washita County) to $1,264 (Canadian County).
- Studio to 4-bedroom: $716, $721, $943, $1,164, $1,576. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 5 ZIP codes mostly in Nowata County (by land area), the 2-bedroom figure ranges from $920 to $1,200.
Small Area FMRs by ZIP code in Nowata County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 74027 | $700 | $700 | $920 | $1,130 | $1,530 | −$20 (−2.1%) | 2% below |
| 74042 | $710 | $710 | $930 | $1,150 | $1,550 | −$10 (−1.1%) | 1% below |
| 74048 | $700 | $700 | $920 | $1,140 | $1,540 | −$20 (−2.1%) | 2% below |
| 74072 | $800 | $800 | $1,050 | $1,300 | $1,750 | +$10 (+1.0%) | 11% above |
| 74083 | $920 | $940 | $1,200 | $1,510 | $1,950 | −$20 (−1.6%) | 27% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.