Tennessee · FIPS 47085 · HUD FY 2027
Humphreys County, Tennessee Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Humphreys County is $1,055 a month (rent plus utilities), 24% below the Tennessee average of $1,381 and 40% below the U.S. average of $1,761. That is up $100 (10.5%) from FY 2026. At 30% of income, a household needs about $42,200 a year to afford it.
- $1,0552-bedroom FMR+$100 (+10.5%) vs FY 2026
- $8521-bedroom FMRTennessee: $1,196 · U.S.: $1,478
- $42,200Income for a 2-bedroom$20/hour full-time
- 46 of 952BR rank in Tennessee1 = highest rent
| Unit | Humphreys County FY 2027 | FY 2026 | Change | Tennessee avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $807 | $723 | +$84 (+11.6%) | $1,141 | $1,379 | $32,280 |
| 1 bedroom | $852 | $728 | +$124 (+17.0%) | $1,196 | $1,478 | $34,080 |
| 2 bedrooms | $1,055 | $955 | +$100 (+10.5%) | $1,381 | $1,761 | $42,200 |
| 3 bedrooms | $1,257 | $1,189 | +$68 (+5.7%) | $1,771 | $2,266 | $50,280 |
| 4 bedrooms | $1,447 | $1,331 | +$116 (+8.7%) | $2,054 | $2,607 | $57,880 |
How Humphreys County compares
- Humphreys County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Tennessee, 2-bedroom FMRs run from $995 (Weakley County) to $1,798 (Cannon County).
- Studio to 4-bedroom: $807, $852, $1,055, $1,257, $1,447. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 4 ZIP codes mostly in Humphreys County (by land area), the 2-bedroom figure ranges from $1,060 to $1,570.
Small Area FMRs by ZIP code in Humphreys County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 37078 | $1,200 | $1,250 | $1,570 | $1,900 | $2,240 | +$130 (+9.0%) | 49% above |
| 37101 | $1,040 | $1,060 | $1,190 | $1,500 | $1,820 | −$130 (−9.8%) | 13% above |
| 37134 | $810 | $860 | $1,060 | $1,260 | $1,450 | +$90 (+9.3%) | about the same as |
| 37185 | $810 | $860 | $1,060 | $1,270 | $1,460 | +$60 (+6.0%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.