Texas · FIPS 48027 · HUD FY 2027
Bell County, Texas Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Bell County is $1,138 a month (rent plus utilities), 24% below the Texas average of $1,488 and 35% below the U.S. average of $1,761. That is down $95 (7.7%) from FY 2026. At 30% of income, a household needs about $45,520 a year to afford it.
- $1,1382-bedroom FMR−$95 (−7.7%) vs FY 2026
- $9271-bedroom FMRTexas: $1,247 · U.S.: $1,478
- $45,520Income for a 2-bedroom$22/hour full-time
- 108 of 2542BR rank in Texas1 = highest rent
| Unit | Bell County FY 2027 | FY 2026 | Change | Texas avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $921 | $983 | −$62 (−6.3%) | $1,192 | $1,379 | $36,840 |
| 1 bedroom | $927 | $990 | −$63 (−6.4%) | $1,247 | $1,478 | $37,080 |
| 2 bedrooms | $1,138 | $1,233 | −$95 (−7.7%) | $1,488 | $1,761 | $45,520 |
| 3 bedrooms | $1,576 | $1,711 | −$135 (−7.9%) | $1,939 | $2,266 | $63,040 |
| 4 bedrooms | $1,902 | $2,068 | −$166 (−8.0%) | $2,341 | $2,607 | $76,080 |
How Bell County compares
- HUD sets this rent for the Killeen-Temple, TX metro FMR area, which covers 471,645 residents in 2 counties.
- Across Texas, 2-bedroom FMRs run from $1,014 (Zavala County) to $1,817 (Bastrop County).
- Studio to 4-bedroom: $921, $927, $1,138, $1,576, $1,902. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 17 ZIP codes mostly in Bell County (by land area), the 2-bedroom figure ranges from $1,110 to $1,670.
Small Area FMRs by ZIP code in Bell County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 76501 | $890 | $900 | $1,110 | $1,540 | $1,870 | +$50 (+4.7%) | 2% below |
| 76502 | $1,120 | $1,120 | $1,380 | $1,910 | $2,310 | −$110 (−7.4%) | 21% above |
| 76504 | $1,000 | $1,010 | $1,240 | $1,720 | $2,070 | −$130 (−9.5%) | 9% above |
| 76511 | $1,330 | $1,410 | $1,670 | $2,120 | $2,490 | −$90 (−5.1%) | 47% above |
| 76513 | $980 | $990 | $1,210 | $1,680 | $2,020 | −$90 (−6.9%) | 6% above |
| 76534 | $910 | $910 | $1,120 | $1,550 | $1,870 | −$90 (−7.4%) | 2% below |
| 76541 | $890 | $900 | $1,110 | $1,540 | $1,870 | −$20 (−1.8%) | 2% below |
| 76542 | $1,000 | $1,000 | $1,230 | $1,710 | $2,060 | −$130 (−9.6%) | 8% above |
| 76543 | $890 | $900 | $1,110 | $1,540 | $1,870 | −$80 (−6.7%) | 2% below |
| 76548 | $890 | $900 | $1,110 | $1,540 | $1,870 | −$90 (−7.5%) | 2% below |
| 76549 | $1,010 | $1,020 | $1,250 | $1,730 | $2,090 | −$100 (−7.4%) | 10% above |
| 76554 | $1,010 | $1,020 | $1,250 | $1,730 | $2,090 | −$40 (−3.1%) | 10% above |
| 76557 | $920 | $990 | $1,230 | $1,650 | $1,870 | −$10 (−0.8%) | 8% above |
| 76559 | $910 | $910 | $1,120 | $1,550 | $1,870 | −$100 (−8.2%) | 2% below |
| 76569 | $890 | $900 | $1,110 | $1,540 | $1,870 | no change | 2% below |
| 76571 | $1,120 | $1,210 | $1,420 | $1,810 | $2,080 | −$150 (−9.6%) | 25% above |
| 76579 | $950 | $960 | $1,170 | $1,630 | $1,960 | no change | 3% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.