Texas · FIPS 48117 · HUD FY 2027
Deaf Smith County, Texas Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Deaf Smith County is $1,112 a month (rent plus utilities), 25% below the Texas average of $1,488 and 37% below the U.S. average of $1,761. That is up $42 (3.9%) from FY 2026. At 30% of income, a household needs about $44,480 a year to afford it.
- $1,1122-bedroom FMR+$42 (+3.9%) vs FY 2026
- $8851-bedroom FMRTexas: $1,247 · U.S.: $1,478
- $44,480Income for a 2-bedroom$21/hour full-time
- 121 of 2542BR rank in Texas1 = highest rent
| Unit | Deaf Smith County FY 2027 | FY 2026 | Change | Texas avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $779 | $738 | +$41 (+5.6%) | $1,192 | $1,379 | $31,160 |
| 1 bedroom | $885 | $855 | +$30 (+3.5%) | $1,247 | $1,478 | $35,400 |
| 2 bedrooms | $1,112 | $1,070 | +$42 (+3.9%) | $1,488 | $1,761 | $44,480 |
| 3 bedrooms | $1,369 | $1,283 | +$86 (+6.7%) | $1,939 | $2,266 | $54,760 |
| 4 bedrooms | $1,618 | $1,604 | +$14 (+0.9%) | $2,341 | $2,607 | $64,720 |
How Deaf Smith County compares
- Deaf Smith County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Texas, 2-bedroom FMRs run from $1,014 (Zavala County) to $1,817 (Bastrop County).
- Studio to 4-bedroom: $779, $885, $1,112, $1,369, $1,618. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 3 ZIP codes mostly in Deaf Smith County (by land area), the 2-bedroom figure ranges from $1,110 to $1,130.
Small Area FMRs by ZIP code in Deaf Smith County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 79025 | $780 | $880 | $1,110 | $1,370 | $1,620 | +$40 (+3.7%) | about the same as |
| 79045 | $780 | $880 | $1,110 | $1,370 | $1,620 | +$40 (+3.7%) | about the same as |
| 79098 | $810 | $910 | $1,130 | $1,500 | $1,690 | +$20 (+1.8%) | 2% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.