Texas · FIPS 48169 · HUD FY 2027
Garza County, Texas Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Garza County is $1,084 a month (rent plus utilities), 27% below the Texas average of $1,488 and 38% below the U.S. average of $1,761. That is up $111 (11.4%) from FY 2026. At 30% of income, a household needs about $43,360 a year to afford it.
- $1,0842-bedroom FMR+$111 (+11.4%) vs FY 2026
- $9171-bedroom FMRTexas: $1,247 · U.S.: $1,478
- $43,360Income for a 2-bedroom$21/hour full-time
- 137 of 2542BR rank in Texas1 = highest rent
| Unit | Garza County FY 2027 | FY 2026 | Change | Texas avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $786 | $681 | +$105 (+15.4%) | $1,192 | $1,379 | $31,440 |
| 1 bedroom | $917 | $820 | +$97 (+11.8%) | $1,247 | $1,478 | $36,680 |
| 2 bedrooms | $1,084 | $973 | +$111 (+11.4%) | $1,488 | $1,761 | $43,360 |
| 3 bedrooms | $1,501 | $1,353 | +$148 (+10.9%) | $1,939 | $2,266 | $60,040 |
| 4 bedrooms | $1,797 | $1,569 | +$228 (+14.5%) | $2,341 | $2,607 | $71,880 |
How Garza County compares
- HUD sets this rent for the Garza County, TX metro FMR area, which covers 5,118 residents in 1 county.
- Across Texas, 2-bedroom FMRs run from $1,014 (Zavala County) to $1,817 (Bastrop County).
- Studio to 4-bedroom: $786, $917, $1,084, $1,501, $1,797. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 2 ZIP codes mostly in Garza County (by land area), the 2-bedroom figure ranges from $1,090 to $1,120.
Small Area FMRs by ZIP code in Garza County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 79330 | $820 | $930 | $1,120 | $1,510 | $1,780 | +$120 (+12.0%) | 3% above |
| 79356 | $790 | $920 | $1,090 | $1,510 | $1,810 | +$10 (+0.9%) | 1% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.