Texas · FIPS 48179 · HUD FY 2027
Gray County, Texas Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Gray County is $1,083 a month (rent plus utilities), 27% below the Texas average of $1,488 and 38% below the U.S. average of $1,761. That is up $46 (4.4%) from FY 2026. At 30% of income, a household needs about $43,320 a year to afford it.
- $1,0832-bedroom FMR+$46 (+4.4%) vs FY 2026
- $8281-bedroom FMRTexas: $1,247 · U.S.: $1,478
- $43,320Income for a 2-bedroom$21/hour full-time
- 138 of 2542BR rank in Texas1 = highest rent
| Unit | Gray County FY 2027 | FY 2026 | Change | Texas avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $823 | $785 | +$38 (+4.8%) | $1,192 | $1,379 | $32,920 |
| 1 bedroom | $828 | $790 | +$38 (+4.8%) | $1,247 | $1,478 | $33,120 |
| 2 bedrooms | $1,083 | $1,037 | +$46 (+4.4%) | $1,488 | $1,761 | $43,320 |
| 3 bedrooms | $1,290 | $1,243 | +$47 (+3.8%) | $1,939 | $2,266 | $51,600 |
| 4 bedrooms | $1,423 | $1,373 | +$50 (+3.6%) | $2,341 | $2,607 | $56,920 |
How Gray County compares
- Gray County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Texas, 2-bedroom FMRs run from $1,014 (Zavala County) to $1,817 (Bastrop County).
- Studio to 4-bedroom: $823, $828, $1,083, $1,290, $1,423. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 5 ZIP codes mostly in Gray County (by land area), the 2-bedroom figure ranges from $1,080 to $1,140.
Small Area FMRs by ZIP code in Gray County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 79002 | $850 | $870 | $1,130 | $1,340 | $1,520 | +$30 (+2.7%) | 4% above |
| 79054 | $850 | $860 | $1,120 | $1,330 | $1,470 | +$10 (+0.9%) | 3% above |
| 79057 | $860 | $870 | $1,140 | $1,350 | $1,500 | +$10 (+0.9%) | 5% above |
| 79065 | $820 | $830 | $1,080 | $1,290 | $1,420 | +$50 (+4.9%) | about the same as |
| 79066 | $820 | $830 | $1,080 | $1,290 | $1,420 | +$50 (+4.9%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.