Texas · FIPS 48223 · HUD FY 2027
Hopkins County, Texas Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Hopkins County is $1,205 a month (rent plus utilities), 19% below the Texas average of $1,488 and 32% below the U.S. average of $1,761. That is up $90 (8.1%) from FY 2026. At 30% of income, a household needs about $48,200 a year to afford it.
- $1,2052-bedroom FMR+$90 (+8.1%) vs FY 2026
- $1,0201-bedroom FMRTexas: $1,247 · U.S.: $1,478
- $48,200Income for a 2-bedroom$23/hour full-time
- 79 of 2542BR rank in Texas1 = highest rent
| Unit | Hopkins County FY 2027 | FY 2026 | Change | Texas avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,002 | $910 | +$92 (+10.1%) | $1,192 | $1,379 | $40,080 |
| 1 bedroom | $1,020 | $952 | +$68 (+7.1%) | $1,247 | $1,478 | $40,800 |
| 2 bedrooms | $1,205 | $1,115 | +$90 (+8.1%) | $1,488 | $1,761 | $48,200 |
| 3 bedrooms | $1,607 | $1,471 | +$136 (+9.2%) | $1,939 | $2,266 | $64,280 |
| 4 bedrooms | $1,613 | $1,476 | +$137 (+9.3%) | $2,341 | $2,607 | $64,520 |
How Hopkins County compares
- Hopkins County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Texas, 2-bedroom FMRs run from $1,014 (Zavala County) to $1,817 (Bastrop County).
- Studio to 4-bedroom: $1,002, $1,020, $1,205, $1,607, $1,613. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 8 ZIP codes mostly in Hopkins County (by land area), the 2-bedroom figure ranges from $1,010 to $1,350.
Small Area FMRs by ZIP code in Hopkins County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 75420 | $920 | $930 | $1,100 | $1,470 | $1,470 | +$80 (+7.8%) | 9% below |
| 75431 | $830 | $860 | $1,010 | $1,350 | $1,380 | +$10 (+1.0%) | 16% below |
| 75433 | $1,030 | $1,050 | $1,240 | $1,650 | $1,660 | +$110 (+9.7%) | 3% above |
| 75437 | $940 | $960 | $1,130 | $1,510 | $1,510 | −$100 (−8.1%) | 6% below |
| 75471 | $1,110 | $1,140 | $1,350 | $1,800 | $1,820 | +$100 (+8.0%) | 12% above |
| 75478 | $920 | $930 | $1,100 | $1,470 | $1,470 | +$70 (+6.8%) | 9% below |
| 75481 | $900 | $920 | $1,090 | $1,440 | $1,470 | −$30 (−2.7%) | 10% below |
| 75482 | $1,000 | $1,020 | $1,200 | $1,600 | $1,610 | +$80 (+7.1%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.