Texas · FIPS 48265 · HUD FY 2027
Kerr County, Texas Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Kerr County is $1,156 a month (rent plus utilities), 22% below the Texas average of $1,488 and 34% below the U.S. average of $1,761. That is up $38 (3.4%) from FY 2026. At 30% of income, a household needs about $46,240 a year to afford it.
- $1,1562-bedroom FMR+$38 (+3.4%) vs FY 2026
- $1,0261-bedroom FMRTexas: $1,247 · U.S.: $1,478
- $46,240Income for a 2-bedroom$22/hour full-time
- 92 of 2542BR rank in Texas1 = highest rent
| Unit | Kerr County FY 2027 | FY 2026 | Change | Texas avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $879 | $869 | +$10 (+1.2%) | $1,192 | $1,379 | $35,160 |
| 1 bedroom | $1,026 | $965 | +$61 (+6.3%) | $1,247 | $1,478 | $41,040 |
| 2 bedrooms | $1,156 | $1,118 | +$38 (+3.4%) | $1,488 | $1,761 | $46,240 |
| 3 bedrooms | $1,513 | $1,475 | +$38 (+2.6%) | $1,939 | $2,266 | $60,520 |
| 4 bedrooms | $1,519 | $1,523 | −$4 (−0.3%) | $2,341 | $2,607 | $60,760 |
How Kerr County compares
- Kerr County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Texas, 2-bedroom FMRs run from $1,014 (Zavala County) to $1,817 (Bastrop County).
- Studio to 4-bedroom: $879, $1,026, $1,156, $1,513, $1,519. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 6 ZIP codes mostly in Kerr County (by land area), the 2-bedroom figure ranges from $1,080 to $1,300.
Small Area FMRs by ZIP code in Kerr County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 78010 | $900 | $1,040 | $1,170 | $1,530 | $1,540 | −$100 (−7.9%) | 1% above |
| 78024 | $870 | $1,010 | $1,140 | $1,490 | $1,500 | +$110 (+10.7%) | 1% below |
| 78025 | $820 | $960 | $1,080 | $1,410 | $1,420 | +$60 (+5.9%) | 7% below |
| 78028 | $880 | $1,030 | $1,160 | $1,520 | $1,530 | +$30 (+2.7%) | about the same as |
| 78029 | $880 | $1,030 | $1,160 | $1,520 | $1,520 | +$40 (+3.6%) | about the same as |
| 78058 | $990 | $990 | $1,300 | $1,630 | $1,910 | +$150 (+13.0%) | 12% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.