Texas · FIPS 48347 · HUD FY 2027
Nacogdoches County, Texas Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Nacogdoches County is $1,139 a month (rent plus utilities), 23% below the Texas average of $1,488 and 35% below the U.S. average of $1,761. That is up $72 (6.7%) from FY 2026. At 30% of income, a household needs about $45,560 a year to afford it.
- $1,1392-bedroom FMR+$72 (+6.7%) vs FY 2026
- $9441-bedroom FMRTexas: $1,247 · U.S.: $1,478
- $45,560Income for a 2-bedroom$22/hour full-time
- 106 of 2542BR rank in Texas1 = highest rent
| Unit | Nacogdoches County FY 2027 | FY 2026 | Change | Texas avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $902 | $850 | +$52 (+6.1%) | $1,192 | $1,379 | $36,080 |
| 1 bedroom | $944 | $893 | +$51 (+5.7%) | $1,247 | $1,478 | $37,760 |
| 2 bedrooms | $1,139 | $1,067 | +$72 (+6.7%) | $1,488 | $1,761 | $45,560 |
| 3 bedrooms | $1,357 | $1,279 | +$78 (+6.1%) | $1,939 | $2,266 | $54,280 |
| 4 bedrooms | $1,527 | $1,696 | −$169 (−10.0%) | $2,341 | $2,607 | $61,080 |
How Nacogdoches County compares
- Nacogdoches County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Texas, 2-bedroom FMRs run from $1,014 (Zavala County) to $1,817 (Bastrop County).
- Studio to 4-bedroom: $902, $944, $1,139, $1,357, $1,527. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 10 ZIP codes mostly in Nacogdoches County (by land area), the 2-bedroom figure ranges from $1,010 to $1,380.
Small Area FMRs by ZIP code in Nacogdoches County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 75760 | $1,000 | $1,050 | $1,290 | $1,540 | $1,700 | +$140 (+12.2%) | 13% above |
| 75788 | $1,000 | $1,050 | $1,290 | $1,540 | $1,700 | +$220 (+20.6%) | 13% above |
| 75937 | $800 | $840 | $1,010 | $1,210 | $1,530 | +$40 (+4.1%) | 11% below |
| 75943 | $1,090 | $1,140 | $1,380 | $1,640 | $2,020 | −$30 (−2.1%) | 21% above |
| 75944 | $870 | $900 | $1,050 | $1,350 | $1,530 | +$50 (+5.0%) | 8% below |
| 75946 | $930 | $980 | $1,210 | $1,450 | $1,600 | +$80 (+7.1%) | 6% above |
| 75961 | $940 | $990 | $1,190 | $1,420 | $1,590 | +$80 (+7.2%) | 4% above |
| 75962 | $890 | $930 | $1,120 | $1,340 | $1,530 | +$70 (+6.7%) | 2% below |
| 75964 | $910 | $950 | $1,150 | $1,370 | $1,560 | +$60 (+5.5%) | 1% above |
| 75965 | $880 | $920 | $1,110 | $1,320 | $1,530 | +$70 (+6.7%) | 3% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.