Texas · FIPS 48349 · HUD FY 2027
Navarro County, Texas Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Navarro County is $1,139 a month (rent plus utilities), 23% below the Texas average of $1,488 and 35% below the U.S. average of $1,761. That is up $84 (8.0%) from FY 2026. At 30% of income, a household needs about $45,560 a year to afford it.
- $1,1392-bedroom FMR+$84 (+8.0%) vs FY 2026
- $9511-bedroom FMRTexas: $1,247 · U.S.: $1,478
- $45,560Income for a 2-bedroom$22/hour full-time
- 106 of 2542BR rank in Texas1 = highest rent
| Unit | Navarro County FY 2027 | FY 2026 | Change | Texas avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $821 | $775 | +$46 (+5.9%) | $1,192 | $1,379 | $32,840 |
| 1 bedroom | $951 | $863 | +$88 (+10.2%) | $1,247 | $1,478 | $38,040 |
| 2 bedrooms | $1,139 | $1,055 | +$84 (+8.0%) | $1,488 | $1,761 | $45,560 |
| 3 bedrooms | $1,499 | $1,467 | +$32 (+2.2%) | $1,939 | $2,266 | $59,960 |
| 4 bedrooms | $1,505 | $1,552 | −$47 (−3.0%) | $2,341 | $2,607 | $60,200 |
How Navarro County compares
- Navarro County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Texas, 2-bedroom FMRs run from $1,014 (Zavala County) to $1,817 (Bastrop County).
- Studio to 4-bedroom: $821, $951, $1,139, $1,499, $1,505. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 12 ZIP codes mostly in Navarro County (by land area), the 2-bedroom figure ranges from $1,010 to $1,410.
Small Area FMRs by ZIP code in Navarro County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 75102 | $850 | $990 | $1,180 | $1,550 | $1,560 | +$100 (+9.3%) | 4% above |
| 75105 | $930 | $1,020 | $1,220 | $1,580 | $1,780 | no change | 7% above |
| 75109 | $1,020 | $1,180 | $1,410 | $1,860 | $1,860 | +$10 (+0.7%) | 24% above |
| 75110 | $820 | $950 | $1,140 | $1,500 | $1,510 | +$90 (+8.6%) | about the same as |
| 75144 | $730 | $850 | $1,010 | $1,340 | $1,400 | +$40 (+4.1%) | 11% below |
| 75153 | $820 | $960 | $1,140 | $1,500 | $1,510 | +$30 (+2.7%) | about the same as |
| 75155 | $770 | $890 | $1,070 | $1,410 | $1,410 | +$10 (+0.9%) | 6% below |
| 76626 | $860 | $950 | $1,140 | $1,500 | $1,710 | −$30 (−2.6%) | about the same as |
| 76639 | $730 | $850 | $1,010 | $1,340 | $1,400 | +$40 (+4.1%) | 11% below |
| 76641 | $970 | $1,010 | $1,180 | $1,520 | $1,910 | −$130 (−9.9%) | 4% above |
| 76679 | $790 | $900 | $1,080 | $1,430 | $1,450 | +$70 (+6.9%) | 5% below |
| 76681 | $910 | $970 | $1,220 | $1,650 | $1,690 | +$60 (+5.2%) | 7% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.