Texas · FIPS 48481 · HUD FY 2027
Wharton County, Texas Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Wharton County is $1,184 a month (rent plus utilities), 20% below the Texas average of $1,488 and 33% below the U.S. average of $1,761. That is up $84 (7.6%) from FY 2026. At 30% of income, a household needs about $47,360 a year to afford it.
- $1,1842-bedroom FMR+$84 (+7.6%) vs FY 2026
- $9151-bedroom FMRTexas: $1,247 · U.S.: $1,478
- $47,360Income for a 2-bedroom$23/hour full-time
- 86 of 2542BR rank in Texas1 = highest rent
| Unit | Wharton County FY 2027 | FY 2026 | Change | Texas avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $824 | $758 | +$66 (+8.7%) | $1,192 | $1,379 | $32,960 |
| 1 bedroom | $915 | $838 | +$77 (+9.2%) | $1,247 | $1,478 | $36,600 |
| 2 bedrooms | $1,184 | $1,100 | +$84 (+7.6%) | $1,488 | $1,761 | $47,360 |
| 3 bedrooms | $1,584 | $1,500 | +$84 (+5.6%) | $1,939 | $2,266 | $63,360 |
| 4 bedrooms | $1,590 | $1,718 | −$128 (−7.5%) | $2,341 | $2,607 | $63,600 |
How Wharton County compares
- Wharton County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Texas, 2-bedroom FMRs run from $1,014 (Zavala County) to $1,817 (Bastrop County).
- Studio to 4-bedroom: $824, $915, $1,184, $1,584, $1,590. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 12 ZIP codes mostly in Wharton County (by land area), the 2-bedroom figure ranges from $1,120 to $1,460.
Small Area FMRs by ZIP code in Wharton County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 77420 | $890 | $940 | $1,120 | $1,460 | $1,890 | −$120 (−9.7%) | 5% below |
| 77432 | $840 | $910 | $1,160 | $1,550 | $1,610 | +$70 (+6.4%) | 2% below |
| 77435 | $910 | $1,010 | $1,300 | $1,740 | $1,760 | +$80 (+6.6%) | 10% above |
| 77436 | $820 | $910 | $1,180 | $1,580 | $1,580 | +$80 (+7.3%) | about the same as |
| 77437 | $830 | $890 | $1,150 | $1,540 | $1,720 | +$80 (+7.5%) | 3% below |
| 77443 | $850 | $940 | $1,220 | $1,630 | $1,640 | +$80 (+7.0%) | 3% above |
| 77448 | $890 | $990 | $1,270 | $1,710 | $1,720 | +$80 (+6.7%) | 7% above |
| 77453 | $840 | $930 | $1,200 | $1,610 | $1,620 | +$80 (+7.1%) | 1% above |
| 77454 | $930 | $1,020 | $1,300 | $1,700 | $1,790 | +$90 (+7.4%) | 10% above |
| 77455 | $1,020 | $1,130 | $1,460 | $1,950 | $1,960 | +$270 (+22.7%) | 23% above |
| 77467 | $800 | $890 | $1,150 | $1,540 | $1,550 | +$80 (+7.5%) | 3% below |
| 77488 | $850 | $940 | $1,220 | $1,630 | $1,640 | +$80 (+7.0%) | 3% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.