Virginia · FIPS 51125 · HUD FY 2027
Nelson County, Virginia Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Nelson County is $1,642 a month (rent plus utilities), 8% below the Virginia average of $1,792 and 7% below the U.S. average of $1,761. That is down $182 (10.0%) from FY 2026. At 30% of income, a household needs about $65,680 a year to afford it.
- $1,6422-bedroom FMR−$182 (−10.0%) vs FY 2026
- $1,4421-bedroom FMRVirginia: $1,596 · U.S.: $1,478
- $65,680Income for a 2-bedroom$32/hour full-time
- 45 of 1332BR rank in Virginia1 = highest rent
| Unit | Nelson County FY 2027 | FY 2026 | Change | Virginia avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,279 | $1,421 | −$142 (−10.0%) | $1,536 | $1,379 | $51,160 |
| 1 bedroom | $1,442 | $1,602 | −$160 (−10.0%) | $1,596 | $1,478 | $57,680 |
| 2 bedrooms | $1,642 | $1,824 | −$182 (−10.0%) | $1,792 | $1,761 | $65,680 |
| 3 bedrooms | $1,997 | $2,218 | −$221 (−10.0%) | $2,326 | $2,266 | $79,880 |
| 4 bedrooms | $2,458 | $2,731 | −$273 (−10.0%) | $2,752 | $2,607 | $98,320 |
How Nelson County compares
- HUD sets this rent for the Charlottesville, VA metro FMR area, which covers 224,335 residents in 5 counties.
- Across Virginia, 2-bedroom FMRs run from $943 (Wythe County) to $2,438 (Alexandria city).
- Studio to 4-bedroom: $1,279, $1,442, $1,642, $1,997, $2,458. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 12 ZIP codes mostly in Nelson County (by land area), the 2-bedroom figure ranges from $1,650 to $1,650.
Small Area FMRs by ZIP code in Nelson County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 22920 | $1,280 | $1,450 | $1,650 | $2,000 | $2,460 | +$90 (+5.8%) | about the same as |
| 22922 | $1,280 | $1,450 | $1,650 | $2,000 | $2,460 | +$90 (+5.8%) | about the same as |
| 22938 | $1,280 | $1,450 | $1,650 | $2,000 | $2,460 | +$90 (+5.8%) | about the same as |
| 22949 | $1,280 | $1,450 | $1,650 | $2,000 | $2,460 | +$90 (+5.8%) | about the same as |
| 22958 | $1,280 | $1,450 | $1,650 | $2,000 | $2,460 | +$90 (+5.8%) | about the same as |
| 22964 | $1,280 | $1,450 | $1,650 | $2,000 | $2,460 | +$90 (+5.8%) | about the same as |
| 22967 | $1,280 | $1,450 | $1,650 | $2,000 | $2,460 | +$90 (+5.8%) | about the same as |
| 22969 | $1,280 | $1,450 | $1,650 | $2,000 | $2,460 | +$90 (+5.8%) | about the same as |
| 22971 | $1,280 | $1,450 | $1,650 | $2,000 | $2,460 | +$90 (+5.8%) | about the same as |
| 22976 | $1,280 | $1,450 | $1,650 | $2,000 | $2,460 | +$90 (+5.8%) | about the same as |
| 24464 | $1,280 | $1,450 | $1,650 | $2,000 | $2,460 | +$90 (+5.8%) | about the same as |
| 24581 | $1,280 | $1,450 | $1,650 | $2,000 | $2,460 | +$90 (+5.8%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.