Wisconsin · FIPS 55109 · HUD FY 2027
St. Croix County, Wisconsin Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in St. Croix County is $1,734 a month (rent plus utilities), 39% above the Wisconsin average of $1,251 and 2% below the U.S. average of $1,761. That is up $25 (1.5%) from FY 2026. At 30% of income, a household needs about $69,360 a year to afford it.
- $1,7342-bedroom FMR+$25 (+1.5%) vs FY 2026
- $1,4271-bedroom FMRWisconsin: $1,020 · U.S.: $1,478
- $69,360Income for a 2-bedroom$33/hour full-time
- 1 of 722BR rank in Wisconsin1 = highest rent
| Unit | St. Croix County FY 2027 | FY 2026 | Change | Wisconsin avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,265 | $1,242 | +$23 (+1.9%) | $941 | $1,379 | $50,600 |
| 1 bedroom | $1,427 | $1,405 | +$22 (+1.6%) | $1,020 | $1,478 | $57,080 |
| 2 bedrooms | $1,734 | $1,709 | +$25 (+1.5%) | $1,251 | $1,761 | $69,360 |
| 3 bedrooms | $2,264 | $2,262 | +$2 (+0.1%) | $1,602 | $2,266 | $90,560 |
| 4 bedrooms | $2,538 | $2,531 | +$7 (+0.3%) | $1,759 | $2,607 | $101,520 |
How St. Croix County compares
- HUD sets this rent for the Minneapolis-St. Paul-Bloomington, MN-WI metro FMR area, which covers 3,657,430 residents in 13 counties.
- Across Wisconsin, 2-bedroom FMRs run from $1,014 (Wood County) to $1,734 (Pierce County).
- Studio to 4-bedroom: $1,265, $1,427, $1,734, $2,264, $2,538. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 11 ZIP codes mostly in St. Croix County (by land area), the 2-bedroom figure ranges from $1,540 to $1,920.
Small Area FMRs by ZIP code in St. Croix County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 54002 | $1,120 | $1,270 | $1,540 | $2,040 | $2,280 | +$20 (+1.3%) | 11% below |
| 54007 | $1,120 | $1,270 | $1,540 | $2,040 | $2,280 | +$20 (+1.3%) | 11% below |
| 54013 | $1,120 | $1,270 | $1,540 | $2,040 | $2,280 | +$20 (+1.3%) | 11% below |
| 54015 | $1,120 | $1,270 | $1,540 | $2,040 | $2,280 | +$20 (+1.3%) | 11% below |
| 54016 | $1,230 | $1,390 | $1,690 | $2,210 | $2,470 | −$20 (−1.2%) | 3% below |
| 54017 | $1,120 | $1,270 | $1,540 | $2,040 | $2,280 | +$20 (+1.3%) | 11% below |
| 54023 | $1,400 | $1,580 | $1,920 | $2,510 | $2,810 | −$80 (−4.0%) | 11% above |
| 54025 | $1,120 | $1,270 | $1,540 | $2,040 | $2,280 | +$20 (+1.3%) | 11% below |
| 54027 | $1,120 | $1,270 | $1,540 | $2,040 | $2,280 | +$20 (+1.3%) | 11% below |
| 54028 | $1,120 | $1,270 | $1,540 | $2,040 | $2,280 | +$20 (+1.3%) | 11% below |
| 54082 | $1,140 | $1,290 | $1,570 | $2,050 | $2,300 | +$20 (+1.3%) | 9% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.