Florida · FIPS 12095 · HUD FY 2027
Orange County, Florida Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Orange County is $1,959 a month (rent plus utilities), about the same as the Florida average of $1,962 and 11% above the U.S. average of $1,761. That is down $13 (0.7%) from FY 2026. At 30% of income, a household needs about $78,360 a year to afford it.
- $1,9592-bedroom FMR−$13 (−0.7%) vs FY 2026
- $1,7261-bedroom FMRFlorida: $1,665 · U.S.: $1,478
- $78,360Income for a 2-bedroom$38/hour full-time
- 10 of 672BR rank in Florida1 = highest rent
| Unit | Orange County FY 2027 | FY 2026 | Change | Florida avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,658 | $1,650 | +$8 (+0.5%) | $1,566 | $1,379 | $66,320 |
| 1 bedroom | $1,726 | $1,731 | −$5 (−0.3%) | $1,665 | $1,478 | $69,040 |
| 2 bedrooms | $1,959 | $1,972 | −$13 (−0.7%) | $1,962 | $1,761 | $78,360 |
| 3 bedrooms | $2,445 | $2,476 | −$31 (−1.3%) | $2,532 | $2,266 | $97,800 |
| 4 bedrooms | $2,856 | $2,924 | −$68 (−2.3%) | $2,947 | $2,607 | $114,240 |
How Orange County compares
- HUD sets this rent for the Orlando-Kissimmee-Sanford, FL metro FMR area, which covers 2,793,746 residents in 4 counties.
- Across Florida, 2-bedroom FMRs run from $953 (Taylor County) to $2,564 (Miami-Dade County).
- Studio to 4-bedroom: $1,658, $1,726, $1,959, $2,445, $2,856. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 45 ZIP codes mostly in Orange County (by land area), the 2-bedroom figure ranges from $1,370 to $2,690.
Small Area FMRs by ZIP code in Orange County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 32703 | $1,570 | $1,640 | $1,860 | $2,320 | $2,710 | no change | 5% below |
| 32709 | $1,320 | $1,450 | $1,670 | $2,160 | $2,480 | no change | 15% below |
| 32712 | $1,960 | $2,040 | $2,320 | $2,900 | $3,380 | −$60 (−2.5%) | 18% above |
| 32751 | $1,840 | $1,910 | $2,170 | $2,710 | $3,160 | +$40 (+1.9%) | 11% above |
| 32768 | $1,680 | $1,750 | $1,990 | $2,480 | $2,900 | −$10 (−0.5%) | 2% above |
| 32789 | $1,690 | $1,760 | $2,000 | $2,500 | $2,920 | −$50 (−2.4%) | 2% above |
| 32798 | $1,150 | $1,210 | $1,370 | $1,730 | $2,090 | −$150 (−9.9%) | 30% below |
| 32801 | $1,790 | $1,860 | $2,110 | $2,630 | $3,080 | −$110 (−5.0%) | 8% above |
| 32803 | $1,960 | $2,040 | $2,310 | $2,880 | $3,370 | −$40 (−1.7%) | 18% above |
| 32804 | $1,700 | $1,770 | $2,010 | $2,510 | $2,930 | −$50 (−2.4%) | 3% above |
| 32805 | $1,150 | $1,210 | $1,370 | $1,730 | $2,090 | −$150 (−9.9%) | 30% below |
| 32806 | $1,510 | $1,570 | $1,780 | $2,220 | $2,600 | −$40 (−2.2%) | 9% below |
| 32807 | $1,470 | $1,530 | $1,740 | $2,170 | $2,540 | −$80 (−4.4%) | 11% below |
| 32808 | $1,460 | $1,520 | $1,720 | $2,150 | $2,510 | −$20 (−1.1%) | 12% below |
| 32809 | $1,350 | $1,410 | $1,600 | $2,000 | $2,330 | no change | 18% below |
| 32810 | $1,570 | $1,640 | $1,860 | $2,320 | $2,710 | −$30 (−1.6%) | 5% below |
| 32811 | $1,670 | $1,740 | $1,970 | $2,460 | $2,870 | +$10 (+0.5%) | 1% above |
| 32812 | $1,530 | $1,590 | $1,810 | $2,260 | $2,640 | −$10 (−0.5%) | 8% below |
| 32814 | $2,250 | $2,340 | $2,660 | $3,320 | $3,880 | −$90 (−3.3%) | 36% above |
| 32816 | $1,580 | $1,640 | $1,860 | $2,330 | $2,720 | −$50 (−2.6%) | 5% below |
| 32817 | $1,720 | $1,790 | $2,030 | $2,530 | $2,960 | −$40 (−1.9%) | 4% above |
| 32818 | $1,480 | $1,540 | $1,750 | $2,180 | $2,550 | −$10 (−0.6%) | 11% below |
| 32819 | $1,920 | $2,000 | $2,270 | $2,830 | $3,310 | −$20 (−0.9%) | 16% above |
| 32820 | $1,630 | $1,720 | $1,950 | $2,480 | $2,950 | −$210 (−9.7%) | about the same as |
| 32821 | $1,800 | $1,880 | $2,130 | $2,660 | $3,110 | −$40 (−1.8%) | 9% above |
| 32822 | $1,670 | $1,740 | $1,970 | $2,460 | $2,870 | −$40 (−2.0%) | 1% above |
| 32824 | $1,790 | $1,870 | $2,120 | $2,650 | $3,090 | −$60 (−2.8%) | 8% above |
| 32825 | $1,750 | $1,820 | $2,070 | $2,580 | $3,020 | −$30 (−1.4%) | 6% above |
| 32826 | $1,490 | $1,550 | $1,760 | $2,200 | $2,570 | −$40 (−2.2%) | 10% below |
| 32827 | $2,190 | $2,280 | $2,590 | $3,230 | $3,780 | −$150 (−5.5%) | 32% above |
| 32828 | $1,850 | $1,930 | $2,190 | $2,730 | $3,190 | −$70 (−3.1%) | 12% above |
| 32829 | $1,900 | $1,970 | $2,240 | $2,800 | $3,270 | −$80 (−3.4%) | 14% above |
| 32830 | $1,920 | $2,000 | $2,270 | $2,830 | $3,310 | −$90 (−3.8%) | 16% above |
| 32831 | $1,830 | $1,900 | $2,160 | $2,700 | $3,150 | −$50 (−2.3%) | 10% above |
| 32832 | $2,200 | $2,290 | $2,600 | $3,250 | $3,790 | −$20 (−0.8%) | 33% above |
| 32833 | $1,430 | $1,490 | $1,690 | $2,110 | $2,460 | −$10 (−0.6%) | 14% below |
| 32835 | $1,820 | $1,890 | $2,150 | $2,680 | $3,130 | −$70 (−3.2%) | 10% above |
| 32836 | $1,960 | $2,040 | $2,320 | $2,900 | $3,380 | −$160 (−6.5%) | 18% above |
| 32837 | $1,910 | $1,990 | $2,260 | $2,820 | $3,290 | −$50 (−2.2%) | 15% above |
| 32839 | $1,540 | $1,600 | $1,820 | $2,270 | $2,650 | −$30 (−1.6%) | 7% below |
| 34734 | $1,970 | $2,050 | $2,330 | $2,910 | $3,400 | −$80 (−3.3%) | 19% above |
| 34760 | $2,030 | $2,110 | $2,400 | $3,000 | $3,500 | +$50 (+2.1%) | 23% above |
| 34761 | $1,810 | $1,890 | $2,140 | $2,670 | $3,120 | no change | 9% above |
| 34786 | $2,280 | $2,370 | $2,690 | $3,360 | $3,920 | −$70 (−2.5%) | 37% above |
| 34787 | $2,030 | $2,110 | $2,400 | $3,000 | $3,500 | +$50 (+2.1%) | 23% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.