Florida · FIPS 12097 · HUD FY 2027
Osceola County, Florida Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Osceola County is $1,959 a month (rent plus utilities), about the same as the Florida average of $1,962 and 11% above the U.S. average of $1,761. That is down $13 (0.7%) from FY 2026. At 30% of income, a household needs about $78,360 a year to afford it.
- $1,9592-bedroom FMR−$13 (−0.7%) vs FY 2026
- $1,7261-bedroom FMRFlorida: $1,665 · U.S.: $1,478
- $78,360Income for a 2-bedroom$38/hour full-time
- 10 of 672BR rank in Florida1 = highest rent
| Unit | Osceola County FY 2027 | FY 2026 | Change | Florida avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,658 | $1,650 | +$8 (+0.5%) | $1,566 | $1,379 | $66,320 |
| 1 bedroom | $1,726 | $1,731 | −$5 (−0.3%) | $1,665 | $1,478 | $69,040 |
| 2 bedrooms | $1,959 | $1,972 | −$13 (−0.7%) | $1,962 | $1,761 | $78,360 |
| 3 bedrooms | $2,445 | $2,476 | −$31 (−1.3%) | $2,532 | $2,266 | $97,800 |
| 4 bedrooms | $2,856 | $2,924 | −$68 (−2.3%) | $2,947 | $2,607 | $114,240 |
How Osceola County compares
- HUD sets this rent for the Orlando-Kissimmee-Sanford, FL metro FMR area, which covers 2,793,746 residents in 4 counties.
- Across Florida, 2-bedroom FMRs run from $953 (Taylor County) to $2,564 (Miami-Dade County).
- Studio to 4-bedroom: $1,658, $1,726, $1,959, $2,445, $2,856. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 13 ZIP codes mostly in Osceola County (by land area), the 2-bedroom figure ranges from $1,650 to $2,490.
Small Area FMRs by ZIP code in Osceola County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 33848 | $1,820 | $1,910 | $2,210 | $2,840 | $3,360 | +$690 (+45.4%) | 13% above |
| 33896 | $1,900 | $2,010 | $2,390 | $3,220 | $3,880 | +$110 (+4.8%) | 22% above |
| 34739 | $1,440 | $1,510 | $1,770 | $2,270 | $2,700 | −$190 (−9.7%) | 10% below |
| 34741 | $1,610 | $1,670 | $1,900 | $2,370 | $2,770 | −$50 (−2.6%) | 3% below |
| 34743 | $1,720 | $1,790 | $2,030 | $2,530 | $2,960 | −$10 (−0.5%) | 4% above |
| 34744 | $1,460 | $1,520 | $1,730 | $2,160 | $2,520 | +$10 (+0.6%) | 12% below |
| 34746 | $1,770 | $1,840 | $2,090 | $2,610 | $3,050 | −$40 (−1.9%) | 7% above |
| 34747 | $1,790 | $1,860 | $2,110 | $2,630 | $3,080 | −$110 (−5.0%) | 8% above |
| 34758 | $1,780 | $1,850 | $2,100 | $2,620 | $3,060 | +$30 (+1.4%) | 7% above |
| 34769 | $1,400 | $1,450 | $1,650 | $2,060 | $2,410 | +$30 (+1.9%) | 16% below |
| 34771 | $1,730 | $1,800 | $2,040 | $2,550 | $2,970 | +$10 (+0.5%) | 4% above |
| 34772 | $1,910 | $1,990 | $2,260 | $2,820 | $3,290 | +$50 (+2.3%) | 15% above |
| 34773 | $2,080 | $2,180 | $2,490 | $3,120 | $3,690 | −$270 (−9.8%) | 27% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.