Florida · FIPS 12105 · HUD FY 2027
Polk County, Florida Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Polk County is $1,608 a month (rent plus utilities), 18% below the Florida average of $1,962 and 9% below the U.S. average of $1,761. That is up $111 (7.4%) from FY 2026. At 30% of income, a household needs about $64,320 a year to afford it.
- $1,6082-bedroom FMR+$111 (+7.4%) vs FY 2026
- $1,3381-bedroom FMRFlorida: $1,665 · U.S.: $1,478
- $64,320Income for a 2-bedroom$31/hour full-time
- 28 of 672BR rank in Florida1 = highest rent
| Unit | Polk County FY 2027 | FY 2026 | Change | Florida avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,258 | $1,226 | +$32 (+2.6%) | $1,566 | $1,379 | $50,320 |
| 1 bedroom | $1,338 | $1,230 | +$108 (+8.8%) | $1,665 | $1,478 | $53,520 |
| 2 bedrooms | $1,608 | $1,497 | +$111 (+7.4%) | $1,962 | $1,761 | $64,320 |
| 3 bedrooms | $2,212 | $2,023 | +$189 (+9.3%) | $2,532 | $2,266 | $88,480 |
| 4 bedrooms | $2,688 | $2,511 | +$177 (+7.0%) | $2,947 | $2,607 | $107,520 |
How Polk County compares
- HUD sets this rent for the Lakeland-Winter Haven, FL metro FMR area, which covers 790,694 residents in 1 county.
- Across Florida, 2-bedroom FMRs run from $953 (Taylor County) to $2,564 (Miami-Dade County).
- Studio to 4-bedroom: $1,258, $1,338, $1,608, $2,212, $2,688. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 40 ZIP codes mostly in Polk County (by land area), the 2-bedroom figure ranges from $1,350 to $2,350.
Small Area FMRs by ZIP code in Polk County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 33801 | $1,220 | $1,300 | $1,560 | $2,150 | $2,610 | +$120 (+8.3%) | 3% below |
| 33803 | $1,430 | $1,520 | $1,830 | $2,520 | $3,060 | +$110 (+6.4%) | 14% above |
| 33805 | $1,170 | $1,250 | $1,500 | $2,060 | $2,510 | +$40 (+2.7%) | 7% below |
| 33809 | $1,420 | $1,510 | $1,820 | $2,500 | $3,040 | +$120 (+7.1%) | 13% above |
| 33810 | $1,410 | $1,500 | $1,800 | $2,470 | $3,010 | +$120 (+7.1%) | 12% above |
| 33811 | $1,240 | $1,310 | $1,580 | $2,170 | $2,640 | +$90 (+6.0%) | 2% below |
| 33812 | $1,590 | $1,690 | $2,030 | $2,790 | $3,390 | +$190 (+10.3%) | 26% above |
| 33813 | $1,590 | $1,690 | $2,030 | $2,790 | $3,390 | +$80 (+4.1%) | 26% above |
| 33815 | $1,110 | $1,120 | $1,350 | $1,860 | $2,260 | +$100 (+8.0%) | 16% below |
| 33823 | $1,110 | $1,110 | $1,350 | $1,830 | $2,260 | +$130 (+10.7%) | 16% below |
| 33827 | $1,360 | $1,380 | $1,670 | $2,280 | $2,790 | −$180 (−9.7%) | 4% above |
| 33830 | $1,110 | $1,120 | $1,350 | $1,860 | $2,260 | +$100 (+8.0%) | 16% below |
| 33835 | $1,150 | $1,220 | $1,470 | $2,020 | $2,460 | +$80 (+5.8%) | 9% below |
| 33837 | $1,650 | $1,760 | $2,110 | $2,900 | $3,530 | +$60 (+2.9%) | 31% above |
| 33838 | $1,420 | $1,510 | $1,820 | $2,500 | $3,040 | +$270 (+17.4%) | 13% above |
| 33839 | $1,460 | $1,550 | $1,860 | $2,560 | $3,110 | +$300 (+19.2%) | 16% above |
| 33840 | $1,430 | $1,520 | $1,830 | $2,520 | $3,060 | +$110 (+6.4%) | 14% above |
| 33841 | $1,110 | $1,110 | $1,350 | $1,830 | $2,260 | +$140 (+11.6%) | 16% below |
| 33843 | $1,110 | $1,110 | $1,350 | $1,830 | $2,260 | +$140 (+11.6%) | 16% below |
| 33844 | $1,130 | $1,210 | $1,450 | $1,990 | $2,420 | +$50 (+3.6%) | 10% below |
| 33847 | $1,110 | $1,110 | $1,350 | $1,830 | $2,260 | +$140 (+11.6%) | 16% below |
| 33849 | $1,270 | $1,340 | $1,590 | $2,140 | $2,600 | +$40 (+2.6%) | 1% below |
| 33850 | $1,110 | $1,110 | $1,350 | $1,840 | $2,260 | +$90 (+7.1%) | 16% below |
| 33851 | $1,240 | $1,320 | $1,580 | $2,170 | $2,640 | +$130 (+9.0%) | 2% below |
| 33853 | $1,110 | $1,110 | $1,350 | $1,830 | $2,260 | +$130 (+10.7%) | 16% below |
| 33854 | $1,110 | $1,110 | $1,350 | $1,830 | $2,260 | +$140 (+11.6%) | 16% below |
| 33855 | $1,110 | $1,170 | $1,410 | $1,930 | $2,350 | +$90 (+6.8%) | 12% below |
| 33856 | $1,110 | $1,110 | $1,350 | $1,830 | $2,260 | +$140 (+11.6%) | 16% below |
| 33858 | $1,870 | $1,980 | $2,350 | $3,180 | $3,830 | +$100 (+4.4%) | 46% above |
| 33859 | $1,180 | $1,260 | $1,510 | $2,080 | $2,520 | +$150 (+11.0%) | 6% below |
| 33860 | $1,150 | $1,220 | $1,470 | $2,020 | $2,460 | +$80 (+5.8%) | 9% below |
| 33867 | $1,110 | $1,180 | $1,420 | $1,950 | $2,370 | +$90 (+6.8%) | 12% below |
| 33868 | $1,110 | $1,130 | $1,360 | $1,870 | $2,270 | +$80 (+6.2%) | 15% below |
| 33877 | $1,260 | $1,340 | $1,610 | $2,210 | $2,680 | +$160 (+11.0%) | about the same as |
| 33880 | $1,130 | $1,200 | $1,440 | $1,980 | $2,410 | +$100 (+7.5%) | 10% below |
| 33881 | $1,120 | $1,190 | $1,430 | $1,970 | $2,390 | +$60 (+4.4%) | 11% below |
| 33884 | $1,460 | $1,550 | $1,860 | $2,560 | $3,110 | +$110 (+6.3%) | 16% above |
| 33897 | $1,800 | $1,910 | $2,300 | $3,150 | $3,830 | +$70 (+3.1%) | 43% above |
| 33898 | $1,110 | $1,180 | $1,420 | $1,950 | $2,370 | +$90 (+6.8%) | 12% below |
| 34759 | $1,650 | $1,750 | $2,080 | $2,820 | $3,400 | +$170 (+8.9%) | 29% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.