Florida · FIPS 12125 · HUD FY 2027
Union County, Florida Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Union County is $1,019 a month (rent plus utilities), 48% below the Florida average of $1,962 and 42% below the U.S. average of $1,761. That is down $113 (10.0%) from FY 2026. At 30% of income, a household needs about $40,760 a year to afford it.
- $1,0192-bedroom FMR−$113 (−10.0%) vs FY 2026
- $7771-bedroom FMRFlorida: $1,665 · U.S.: $1,478
- $40,760Income for a 2-bedroom$20/hour full-time
- 57 of 672BR rank in Florida1 = highest rent
| Unit | Union County FY 2027 | FY 2026 | Change | Florida avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $772 | $857 | −$85 (−9.9%) | $1,566 | $1,379 | $30,880 |
| 1 bedroom | $777 | $863 | −$86 (−10.0%) | $1,665 | $1,478 | $31,080 |
| 2 bedrooms | $1,019 | $1,132 | −$113 (−10.0%) | $1,962 | $1,761 | $40,760 |
| 3 bedrooms | $1,279 | $1,421 | −$142 (−10.0%) | $2,532 | $2,266 | $51,160 |
| 4 bedrooms | $1,350 | $1,499 | −$149 (−9.9%) | $2,947 | $2,607 | $54,000 |
How Union County compares
- Union County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Florida, 2-bedroom FMRs run from $953 (Taylor County) to $2,564 (Miami-Dade County).
- Studio to 4-bedroom: $772, $777, $1,019, $1,279, $1,350. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 3 ZIP codes mostly in Union County (by land area), the 2-bedroom figure ranges from $1,020 to $1,340.
Small Area FMRs by ZIP code in Union County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 32054 | $880 | $920 | $1,020 | $1,290 | $1,700 | −$40 (−3.8%) | about the same as |
| 32083 | $970 | $990 | $1,220 | $1,540 | $1,750 | −$130 (−9.6%) | 20% above |
| 32697 | $1,010 | $1,020 | $1,340 | $1,680 | $1,770 | −$140 (−9.5%) | 32% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.