Hawaii · FIPS 15001 · HUD FY 2027
Hawaii County, Hawaii Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Hawaii County is $2,081 a month (rent plus utilities), 16% below the Hawaii average of $2,467 and 18% above the U.S. average of $1,761. That is up $5 (0.2%) from FY 2026. At 30% of income, a household needs about $83,240 a year to afford it.
- $2,0812-bedroom FMR+$5 (+0.2%) vs FY 2026
- $1,6151-bedroom FMRHawaii: $1,895 · U.S.: $1,478
- $83,240Income for a 2-bedroom$40/hour full-time
- 5 of 52BR rank in Hawaii1 = highest rent
| Unit | Hawaii County FY 2027 | FY 2026 | Change | Hawaii avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,605 | $1,592 | +$13 (+0.8%) | $1,793 | $1,379 | $64,200 |
| 1 bedroom | $1,615 | $1,603 | +$12 (+0.7%) | $1,895 | $1,478 | $64,600 |
| 2 bedrooms | $2,081 | $2,076 | +$5 (+0.2%) | $2,467 | $1,761 | $83,240 |
| 3 bedrooms | $2,620 | $2,622 | −$2 (−0.1%) | $3,325 | $2,266 | $104,800 |
| 4 bedrooms | $2,910 | $3,024 | −$114 (−3.8%) | $3,980 | $2,607 | $116,400 |
How Hawaii County compares
- Hawaii County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Hawaii, 2-bedroom FMRs run from $2,081 (Hawaii County) to $2,656 (Maui County).
- Studio to 4-bedroom: $1,605, $1,615, $2,081, $2,620, $2,910. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 28 ZIP codes mostly in Hawaii County (by land area), the 2-bedroom figure ranges from $1,870 to $2,920.
Small Area FMRs by ZIP code in Hawaii County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 96704 | $2,040 | $2,060 | $2,650 | $3,340 | $3,710 | +$100 (+3.9%) | 27% above |
| 96710 | $1,630 | $1,640 | $2,110 | $2,660 | $3,000 | −$170 (−7.5%) | 1% above |
| 96719 | $2,100 | $2,110 | $2,720 | $3,420 | $3,800 | +$370 (+15.7%) | 31% above |
| 96720 | $1,490 | $1,500 | $1,930 | $2,430 | $2,730 | +$30 (+1.6%) | 7% below |
| 96725 | $1,870 | $1,880 | $2,420 | $3,050 | $3,380 | +$30 (+1.3%) | 16% above |
| 96726 | $2,040 | $2,060 | $2,650 | $3,340 | $3,710 | +$100 (+3.9%) | 27% above |
| 96727 | $1,580 | $1,590 | $2,050 | $2,580 | $2,870 | +$70 (+3.5%) | 1% below |
| 96728 | $1,610 | $1,620 | $2,090 | $2,630 | $3,040 | −$220 (−9.5%) | about the same as |
| 96737 | $1,760 | $1,770 | $2,280 | $2,880 | $3,190 | +$110 (+5.1%) | 10% above |
| 96738 | $2,250 | $2,270 | $2,920 | $3,680 | $4,080 | +$90 (+3.2%) | 40% above |
| 96740 | $1,880 | $1,890 | $2,440 | $3,070 | $3,410 | −$60 (−2.4%) | 17% above |
| 96743 | $2,200 | $2,210 | $2,850 | $3,590 | $4,030 | −$220 (−7.2%) | 37% above |
| 96749 | $1,440 | $1,450 | $1,870 | $2,360 | $2,730 | no change | 10% below |
| 96750 | $1,440 | $1,450 | $1,870 | $2,360 | $2,730 | no change | 10% below |
| 96755 | $1,650 | $1,660 | $2,140 | $2,690 | $2,990 | +$170 (+8.6%) | 3% above |
| 96760 | $1,450 | $1,460 | $1,890 | $2,380 | $2,730 | +$20 (+1.1%) | 9% below |
| 96764 | $1,440 | $1,450 | $1,870 | $2,360 | $2,730 | no change | 10% below |
| 96771 | $1,510 | $1,520 | $1,960 | $2,470 | $2,740 | +$20 (+1.0%) | 6% below |
| 96772 | $1,530 | $1,540 | $1,990 | $2,510 | $2,780 | +$120 (+6.4%) | 4% below |
| 96773 | $1,600 | $1,610 | $2,080 | $2,620 | $2,910 | no change | about the same as |
| 96774 | $1,600 | $1,610 | $2,080 | $2,620 | $2,910 | no change | about the same as |
| 96776 | $1,550 | $1,560 | $2,010 | $2,530 | $2,810 | +$60 (+3.1%) | 3% below |
| 96777 | $1,530 | $1,540 | $1,990 | $2,510 | $2,780 | +$120 (+6.4%) | 4% below |
| 96778 | $1,470 | $1,480 | $1,910 | $2,400 | $2,730 | −$60 (−3.0%) | 8% below |
| 96780 | $1,440 | $1,450 | $1,870 | $2,360 | $2,730 | no change | 10% below |
| 96781 | $1,640 | $1,650 | $2,130 | $2,680 | $2,990 | −$150 (−6.6%) | 2% above |
| 96783 | $1,500 | $1,510 | $1,940 | $2,440 | $2,730 | −$80 (−4.0%) | 7% below |
| 96785 | $1,440 | $1,450 | $1,870 | $2,360 | $2,730 | no change | 10% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.