Iowa · FIPS 19043 · HUD FY 2027
Clayton County, Iowa Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Clayton County is $927 a month (rent plus utilities), 17% below the Iowa average of $1,113 and 47% below the U.S. average of $1,761. That is up $8 (0.9%) from FY 2026. At 30% of income, a household needs about $37,080 a year to afford it.
- $9272-bedroom FMR+$8 (+0.9%) vs FY 2026
- $7211-bedroom FMRIowa: $902 · U.S.: $1,478
- $37,080Income for a 2-bedroom$18/hour full-time
- 50 of 992BR rank in Iowa1 = highest rent
| Unit | Clayton County FY 2027 | FY 2026 | Change | Iowa avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $688 | $682 | +$6 (+0.9%) | $846 | $1,379 | $27,520 |
| 1 bedroom | $721 | $700 | +$21 (+3.0%) | $902 | $1,478 | $28,840 |
| 2 bedrooms | $927 | $919 | +$8 (+0.9%) | $1,113 | $1,761 | $37,080 |
| 3 bedrooms | $1,169 | $1,127 | +$42 (+3.7%) | $1,475 | $2,266 | $46,760 |
| 4 bedrooms | $1,383 | $1,304 | +$79 (+6.1%) | $1,649 | $2,607 | $55,320 |
How Clayton County compares
- Clayton County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Iowa, 2-bedroom FMRs run from $927 (Worth County) to $1,450 (Harrison County).
- Studio to 4-bedroom: $688, $721, $927, $1,169, $1,383. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 15 ZIP codes mostly in Clayton County (by land area), the 2-bedroom figure ranges from $930 to $1,100.
Small Area FMRs by ZIP code in Clayton County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 52035 | $690 | $810 | $930 | $1,140 | $1,500 | +$10 (+1.1%) | about the same as |
| 52042 | $780 | $880 | $1,050 | $1,300 | $1,650 | +$110 (+11.7%) | 13% above |
| 52043 | $740 | $780 | $1,000 | $1,260 | $1,490 | no change | 8% above |
| 52044 | $770 | $850 | $1,030 | $1,290 | $1,600 | +$110 (+12.0%) | 11% above |
| 52047 | $690 | $720 | $930 | $1,170 | $1,380 | +$10 (+1.1%) | about the same as |
| 52048 | $720 | $800 | $980 | $1,210 | $1,510 | +$30 (+3.2%) | 6% above |
| 52049 | $760 | $800 | $1,030 | $1,300 | $1,540 | +$50 (+5.1%) | 11% above |
| 52052 | $710 | $760 | $970 | $1,310 | $1,630 | +$20 (+2.1%) | 5% above |
| 52066 | $740 | $790 | $1,010 | $1,300 | $1,650 | +$40 (+4.1%) | 9% above |
| 52072 | $740 | $770 | $990 | $1,260 | $1,480 | +$70 (+7.6%) | 7% above |
| 52076 | $690 | $760 | $930 | $1,170 | $1,390 | +$10 (+1.1%) | about the same as |
| 52077 | $690 | $720 | $930 | $1,170 | $1,390 | +$10 (+1.1%) | about the same as |
| 52156 | $820 | $860 | $1,100 | $1,400 | $1,650 | −$50 (−4.3%) | 19% above |
| 52157 | $690 | $720 | $930 | $1,170 | $1,380 | +$10 (+1.1%) | about the same as |
| 52158 | $710 | $780 | $960 | $1,190 | $1,380 | +$40 (+4.3%) | 4% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.