Iowa · FIPS 19085 · HUD FY 2027
Harrison County, Iowa Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Harrison County is $1,450 a month (rent plus utilities), 30% above the Iowa average of $1,113 and 18% below the U.S. average of $1,761. That is up $82 (6.0%) from FY 2026. At 30% of income, a household needs about $58,000 a year to afford it.
- $1,4502-bedroom FMR+$82 (+6.0%) vs FY 2026
- $1,2191-bedroom FMRIowa: $902 · U.S.: $1,478
- $58,000Income for a 2-bedroom$28/hour full-time
- 1 of 992BR rank in Iowa1 = highest rent
| Unit | Harrison County FY 2027 | FY 2026 | Change | Iowa avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,167 | $1,090 | +$77 (+7.1%) | $846 | $1,379 | $46,680 |
| 1 bedroom | $1,219 | $1,148 | +$71 (+6.2%) | $902 | $1,478 | $48,760 |
| 2 bedrooms | $1,450 | $1,368 | +$82 (+6.0%) | $1,113 | $1,761 | $58,000 |
| 3 bedrooms | $1,924 | $1,813 | +$111 (+6.1%) | $1,475 | $2,266 | $76,960 |
| 4 bedrooms | $2,179 | $2,046 | +$133 (+6.5%) | $1,649 | $2,607 | $87,160 |
How Harrison County compares
- HUD sets this rent for the Omaha-Council Bluffs, NE-IA metro FMR area, which covers 959,016 residents in 7 counties.
- Across Iowa, 2-bedroom FMRs run from $927 (Worth County) to $1,450 (Harrison County).
- Studio to 4-bedroom: $1,167, $1,219, $1,450, $1,924, $2,179. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 10 ZIP codes mostly in Harrison County (by land area), the 2-bedroom figure ranges from $1,010 to $1,440.
Small Area FMRs by ZIP code in Harrison County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 51529 | $860 | $910 | $1,090 | $1,450 | $1,620 | +$50 (+4.8%) | 25% below |
| 51545 | $820 | $870 | $1,050 | $1,390 | $1,560 | +$50 (+5.0%) | 28% below |
| 51546 | $880 | $920 | $1,090 | $1,450 | $1,640 | +$50 (+4.8%) | 25% below |
| 51550 | $870 | $900 | $1,070 | $1,420 | $1,610 | +$30 (+2.9%) | 26% below |
| 51555 | $850 | $880 | $1,050 | $1,390 | $1,580 | +$10 (+1.0%) | 28% below |
| 51556 | $1,160 | $1,210 | $1,440 | $1,910 | $2,160 | +$70 (+5.1%) | 1% below |
| 51557 | $910 | $950 | $1,130 | $1,500 | $1,700 | +$50 (+4.6%) | 22% below |
| 51563 | $1,010 | $1,050 | $1,250 | $1,660 | $1,880 | +$70 (+5.9%) | 14% below |
| 51564 | $820 | $850 | $1,010 | $1,360 | $1,530 | +$50 (+5.2%) | 30% below |
| 51579 | $880 | $920 | $1,090 | $1,450 | $1,640 | +$30 (+2.8%) | 25% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.