Iowa · FIPS 19083 · HUD FY 2027
Hardin County, Iowa Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Hardin County is $927 a month (rent plus utilities), 17% below the Iowa average of $1,113 and 47% below the U.S. average of $1,761. That is up $8 (0.9%) from FY 2026. At 30% of income, a household needs about $37,080 a year to afford it.
- $9272-bedroom FMR+$8 (+0.9%) vs FY 2026
- $7091-bedroom FMRIowa: $902 · U.S.: $1,478
- $37,080Income for a 2-bedroom$18/hour full-time
- 50 of 992BR rank in Iowa1 = highest rent
| Unit | Hardin County FY 2027 | FY 2026 | Change | Iowa avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $688 | $682 | +$6 (+0.9%) | $846 | $1,379 | $27,520 |
| 1 bedroom | $709 | $700 | +$9 (+1.3%) | $902 | $1,478 | $28,360 |
| 2 bedrooms | $927 | $919 | +$8 (+0.9%) | $1,113 | $1,761 | $37,080 |
| 3 bedrooms | $1,196 | $1,208 | −$12 (−1.0%) | $1,475 | $2,266 | $47,840 |
| 4 bedrooms | $1,335 | $1,347 | −$12 (−0.9%) | $1,649 | $2,607 | $53,400 |
How Hardin County compares
- Hardin County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Iowa, 2-bedroom FMRs run from $927 (Worth County) to $1,450 (Harrison County).
- Studio to 4-bedroom: $688, $709, $927, $1,196, $1,335. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 10 ZIP codes mostly in Hardin County (by land area), the 2-bedroom figure ranges from $930 to $1,040.
Small Area FMRs by ZIP code in Hardin County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 50006 | $690 | $720 | $930 | $1,190 | $1,390 | +$10 (+1.1%) | about the same as |
| 50102 | $690 | $710 | $930 | $1,180 | $1,310 | +$10 (+1.1%) | about the same as |
| 50122 | $880 | $930 | $1,040 | $1,450 | $1,750 | +$80 (+8.3%) | 12% above |
| 50126 | $750 | $770 | $1,010 | $1,300 | $1,460 | −$10 (−1.0%) | 9% above |
| 50206 | $880 | $930 | $1,040 | $1,450 | $1,750 | +$80 (+8.3%) | 12% above |
| 50230 | $880 | $930 | $1,040 | $1,450 | $1,750 | +$80 (+8.3%) | 12% above |
| 50258 | $690 | $730 | $950 | $1,230 | $1,590 | +$30 (+3.3%) | 2% above |
| 50269 | $690 | $730 | $950 | $1,230 | $1,590 | +$30 (+3.3%) | 2% above |
| 50627 | $700 | $730 | $950 | $1,230 | $1,590 | +$30 (+3.3%) | 2% above |
| 50672 | $690 | $730 | $950 | $1,230 | $1,590 | +$30 (+3.3%) | 2% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.