Iowa · FIPS 19101 · HUD FY 2027
Jefferson County, Iowa Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Jefferson County is $1,096 a month (rent plus utilities), 2% below the Iowa average of $1,113 and 38% below the U.S. average of $1,761. That is up $12 (1.1%) from FY 2026. At 30% of income, a household needs about $43,840 a year to afford it.
- $1,0962-bedroom FMR+$12 (+1.1%) vs FY 2026
- $8381-bedroom FMRIowa: $902 · U.S.: $1,478
- $43,840Income for a 2-bedroom$21/hour full-time
- 13 of 992BR rank in Iowa1 = highest rent
| Unit | Jefferson County FY 2027 | FY 2026 | Change | Iowa avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $832 | $821 | +$11 (+1.3%) | $846 | $1,379 | $33,280 |
| 1 bedroom | $838 | $826 | +$12 (+1.5%) | $902 | $1,478 | $33,520 |
| 2 bedrooms | $1,096 | $1,084 | +$12 (+1.1%) | $1,113 | $1,761 | $43,840 |
| 3 bedrooms | $1,306 | $1,300 | +$6 (+0.5%) | $1,475 | $2,266 | $52,240 |
| 4 bedrooms | $1,440 | $1,435 | +$5 (+0.3%) | $1,649 | $2,607 | $57,600 |
How Jefferson County compares
- Jefferson County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Iowa, 2-bedroom FMRs run from $927 (Worth County) to $1,450 (Harrison County).
- Studio to 4-bedroom: $832, $838, $1,096, $1,306, $1,440. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 7 ZIP codes mostly in Jefferson County (by land area), the 2-bedroom figure ranges from $980 to $1,300.
Small Area FMRs by ZIP code in Jefferson County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 52533 | $970 | $980 | $1,280 | $1,550 | $1,680 | +$50 (+4.1%) | 17% above |
| 52540 | $740 | $750 | $980 | $1,170 | $1,300 | +$50 (+5.4%) | 11% below |
| 52556 | $840 | $840 | $1,100 | $1,310 | $1,450 | +$10 (+0.9%) | about the same as |
| 52557 | $840 | $840 | $1,100 | $1,310 | $1,450 | +$10 (+0.9%) | about the same as |
| 52567 | $840 | $840 | $1,100 | $1,310 | $1,450 | +$40 (+3.8%) | about the same as |
| 52580 | $740 | $750 | $980 | $1,170 | $1,300 | +$50 (+5.4%) | 11% below |
| 52635 | $990 | $990 | $1,300 | $1,550 | $1,710 | +$30 (+2.4%) | 19% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.