Iowa · FIPS 19141 · HUD FY 2027
O'Brien County, Iowa Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in O'Brien County is $927 a month (rent plus utilities), 17% below the Iowa average of $1,113 and 47% below the U.S. average of $1,761. That is up $8 (0.9%) from FY 2026. At 30% of income, a household needs about $37,080 a year to afford it.
- $9272-bedroom FMR+$8 (+0.9%) vs FY 2026
- $7091-bedroom FMRIowa: $902 · U.S.: $1,478
- $37,080Income for a 2-bedroom$18/hour full-time
- 50 of 992BR rank in Iowa1 = highest rent
| Unit | O'Brien County FY 2027 | FY 2026 | Change | Iowa avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $688 | $682 | +$6 (+0.9%) | $846 | $1,379 | $27,520 |
| 1 bedroom | $709 | $700 | +$9 (+1.3%) | $902 | $1,478 | $28,360 |
| 2 bedrooms | $927 | $919 | +$8 (+0.9%) | $1,113 | $1,761 | $37,080 |
| 3 bedrooms | $1,105 | $1,111 | −$6 (−0.5%) | $1,475 | $2,266 | $44,200 |
| 4 bedrooms | $1,218 | $1,217 | +$1 (+0.1%) | $1,649 | $2,607 | $48,720 |
How O'Brien County compares
- O'Brien County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Iowa, 2-bedroom FMRs run from $927 (Worth County) to $1,450 (Harrison County).
- Studio to 4-bedroom: $688, $709, $927, $1,105, $1,218. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 8 ZIP codes mostly in O'Brien County (by land area), the 2-bedroom figure ranges from $930 to $1,020.
Small Area FMRs by ZIP code in O'Brien County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 51009 | $700 | $720 | $950 | $1,120 | $1,240 | +$30 (+3.3%) | 2% above |
| 51022 | $740 | $770 | $1,000 | $1,260 | $1,350 | +$80 (+8.7%) | 8% above |
| 51046 | $720 | $740 | $970 | $1,160 | $1,280 | −$30 (−3.0%) | 5% above |
| 51058 | $690 | $730 | $930 | $1,160 | $1,280 | +$10 (+1.1%) | about the same as |
| 51231 | $720 | $740 | $970 | $1,170 | $1,290 | −$10 (−1.0%) | 5% above |
| 51245 | $710 | $730 | $960 | $1,150 | $1,260 | −$90 (−8.6%) | 4% above |
| 51248 | $760 | $780 | $1,020 | $1,220 | $1,340 | −$40 (−3.8%) | 10% above |
| 51346 | $690 | $710 | $930 | $1,110 | $1,220 | +$10 (+1.1%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.