Iowa · FIPS 19171 · HUD FY 2027
Tama County, Iowa Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Tama County is $945 a month (rent plus utilities), 15% below the Iowa average of $1,113 and 46% below the U.S. average of $1,761. That is up $4 (0.4%) from FY 2026. At 30% of income, a household needs about $37,800 a year to afford it.
- $9452-bedroom FMR+$4 (+0.4%) vs FY 2026
- $7221-bedroom FMRIowa: $902 · U.S.: $1,478
- $37,800Income for a 2-bedroom$18/hour full-time
- 43 of 992BR rank in Iowa1 = highest rent
| Unit | Tama County FY 2027 | FY 2026 | Change | Iowa avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $702 | $698 | +$4 (+0.6%) | $846 | $1,379 | $28,080 |
| 1 bedroom | $722 | $717 | +$5 (+0.7%) | $902 | $1,478 | $28,880 |
| 2 bedrooms | $945 | $941 | +$4 (+0.4%) | $1,113 | $1,761 | $37,800 |
| 3 bedrooms | $1,198 | $1,174 | +$24 (+2.0%) | $1,475 | $2,266 | $47,920 |
| 4 bedrooms | $1,317 | $1,330 | −$13 (−1.0%) | $1,649 | $2,607 | $52,680 |
How Tama County compares
- Tama County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Iowa, 2-bedroom FMRs run from $927 (Worth County) to $1,450 (Harrison County).
- Studio to 4-bedroom: $702, $722, $945, $1,198, $1,317. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 12 ZIP codes mostly in Tama County (by land area), the 2-bedroom figure ranges from $930 to $1,190.
Small Area FMRs by ZIP code in Tama County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 50173 | $880 | $910 | $1,190 | $1,510 | $1,660 | −$10 (−0.8%) | 26% above |
| 50612 | $740 | $790 | $1,030 | $1,320 | $1,590 | +$20 (+2.0%) | 9% above |
| 50632 | $690 | $710 | $930 | $1,180 | $1,290 | +$10 (+1.1%) | 2% below |
| 50635 | $700 | $720 | $940 | $1,190 | $1,310 | +$20 (+2.2%) | 1% below |
| 50652 | $690 | $720 | $940 | $1,190 | $1,330 | +$20 (+2.2%) | 1% below |
| 50675 | $740 | $760 | $990 | $1,260 | $1,590 | no change | 5% above |
| 52215 | $710 | $770 | $970 | $1,260 | $1,350 | +$10 (+1.0%) | 3% above |
| 52217 | $720 | $750 | $980 | $1,240 | $1,360 | −$60 (−5.8%) | 4% above |
| 52225 | $750 | $820 | $1,070 | $1,380 | $1,430 | +$20 (+1.9%) | 13% above |
| 52339 | $690 | $770 | $930 | $1,180 | $1,290 | +$10 (+1.1%) | 2% below |
| 52342 | $750 | $770 | $1,010 | $1,280 | $1,410 | −$40 (−3.8%) | 7% above |
| 52348 | $710 | $730 | $950 | $1,200 | $1,320 | +$10 (+1.1%) | 1% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.