Kentucky · FIPS 21047 · HUD FY 2027

Christian County, Kentucky Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Christian County is $1,307 a month (rent plus utilities), 13% above the Kentucky average of $1,155 and 26% below the U.S. average of $1,761. That is down $39 (2.9%) from FY 2026. At 30% of income, a household needs about $52,280 a year to afford it.

$1,3072-bedroom FMR−$39 (−2.9%) vs FY 2026
$1,0681-bedroom FMRKentucky: $946 · U.S.: $1,478
$52,280Income for a 2-bedroom$25/hour full-time
13 of 1202BR rank in Kentucky1 = highest rent

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,307/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Christian County FMR	$1,307	$52,280	–
Kentucky average	$1,155	$46,214	–
U.S. average	$1,761	$70,432	–

Christian County Fair Market Rents, FY 2027 vs FY 2026, with state and U.S. averages
Unit	Christian County FY 2027	FY 2026	Change	Kentucky avg	U.S. avg	Income needed
Studio	$1,061	$1,090	−$29 (−2.7%)	$854	$1,379	$42,440
1 bedroom	$1,068	$1,094	−$26 (−2.4%)	$946	$1,478	$42,720
2 bedrooms	$1,307	$1,346	−$39 (−2.9%)	$1,155	$1,761	$52,280
3 bedrooms	$1,786	$1,871	−$85 (−4.5%)	$1,500	$2,266	$71,440
4 bedrooms	$2,185	$2,258	−$73 (−3.2%)	$1,708	$2,607	$87,400

How Christian County compares

HUD sets this rent for the Clarksville, TN-KY metro FMR area, which covers 320,537 residents in 3 counties.
Across Kentucky, 2-bedroom FMRs run from $909 (Wolfe County) to $1,442 (Boone County).
Studio to 4-bedroom: $1,061, $1,068, $1,307, $1,786, $2,185. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
HUD also publishes ZIP-level Small Area FMRs. For the 8 ZIP codes mostly in Christian County (by land area), the 2-bedroom figure ranges from $1,220 to $1,310.

Small Area FMRs by ZIP code in Christian County

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, ZIP codes in Christian County
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
42215	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42217	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42232	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42236	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42240	$990	$990	$1,220	$1,690	$2,040	+$30 (+2.5%)	7% below
42254	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42262	$1,060	$1,070	$1,310	$1,790	$2,190	−$30 (−2.2%)	about the same as
42266	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.

All Kentucky counties · How HUD sets these rents