Metro FMR area · KY, TN · HUD FY 2027

Clarksville, TN-KY Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Clarksville, TN-KY area is $1,307 a month, 5% below the Tennessee average and 26% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 35 ZIP codes range from $1,190 to $1,570.

$1,3072-bedroom FMR−$39 (−2.9%) vs FY 2026
$1,0681-bedroom FMRU.S.: $1,478
$52,280Income for a 2-bedroomat 30% of income
320,537Residents3 counties

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,307/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Clarksville, TN-KY FMR	$1,307	$52,280	–
Tennessee average	$1,381	$55,244	–
U.S. average	$1,761	$70,432	–

Clarksville, TN-KY Fair Market Rents, FY 2027 vs FY 2026
Unit	Clarksville, TN-KY FY 2027	FY 2026	Change	Tennessee avg	U.S. avg	Income needed
Studio	$1,061	$1,090	−$29 (−2.7%)	$1,141	$1,379	$42,440
1 bedroom	$1,068	$1,094	−$26 (−2.4%)	$1,196	$1,478	$42,720
2 bedrooms	$1,307	$1,346	−$39 (−2.9%)	$1,381	$1,761	$52,280
3 bedrooms	$1,786	$1,871	−$85 (−4.5%)	$1,771	$2,266	$71,440
4 bedrooms	$2,185	$2,258	−$73 (−3.2%)	$2,054	$2,607	$87,400

Counties in this FMR area

Counties in the Clarksville, TN-KY FMR area
County	Residents in area
Christian County, KY	72,069
Trigg County, KY	14,315
Montgomery County, TN	234,153

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,220.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Clarksville, TN-KY
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
37010	$1,040	$1,060	$1,230	$1,670	$2,020	−$130 (−9.6%)	6% below
37015	$1,350	$1,410	$1,540	$1,980	$2,400	+$80 (+5.5%)	18% above
37032	$1,090	$1,140	$1,240	$1,590	$1,930	−$80 (−6.1%)	5% below
37035	$1,380	$1,440	$1,570	$2,030	$2,460	−$70 (−4.3%)	20% above
37040	$1,100	$1,100	$1,350	$1,850	$2,260	−$30 (−2.2%)	3% above
37041	$1,120	$1,130	$1,380	$1,890	$2,310	−$30 (−2.1%)	6% above
37042	$1,100	$1,110	$1,360	$1,860	$2,270	−$40 (−2.9%)	4% above
37043	$1,120	$1,130	$1,380	$1,890	$2,310	−$60 (−4.2%)	6% above
37050	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
37051	$1,040	$1,060	$1,190	$1,500	$1,820	−$130 (−9.8%)	9% below
37052	$1,040	$1,060	$1,190	$1,540	$1,870	−$130 (−9.8%)	9% below
37061	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
37079	$990	$990	$1,220	$1,690	$2,040	+$100 (+8.9%)	7% below
37142	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
37171	$1,040	$1,060	$1,190	$1,510	$1,830	−$130 (−9.8%)	9% below
37191	$1,110	$1,120	$1,370	$1,880	$2,290	+$90 (+7.0%)	5% above
42038	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42211	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42215	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42217	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42220	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42223	$1,270	$1,280	$1,570	$2,150	$2,620	−$40 (−2.5%)	20% above
42232	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42236	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42240	$990	$990	$1,220	$1,690	$2,040	+$30 (+2.5%)	7% below
42241	$990	$990	$1,220	$1,690	$2,040	no change	7% below
42254	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42262	$1,060	$1,070	$1,310	$1,790	$2,190	−$30 (−2.2%)	about the same as
42266	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42286	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42408	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42442	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42445	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42453	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below
42464	$990	$990	$1,220	$1,690	$2,040	+$110 (+9.9%)	7% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.