Metro FMR area · NY · HUD FY 2027
Albany-Schenectady-Troy, NY Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Albany-Schenectady-Troy, NY area is $1,711 a month, 29% below the New York average and 3% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 153 ZIP codes range from $1,540 to $2,570.
- $1,7112-bedroom FMR+$9 (+0.5%) vs FY 2026
- $1,4251-bedroom FMRU.S.: $1,478
- $68,440Income for a 2-bedroomat 30% of income
- 906,052Residents5 counties
| Unit | Albany-Schenectady-Troy, NY FY 2027 | FY 2026 | Change | New York avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,238 | $1,217 | +$21 (+1.7%) | $1,968 | $1,379 | $49,520 |
| 1 bedroom | $1,425 | $1,417 | +$8 (+0.6%) | $2,120 | $1,478 | $57,000 |
| 2 bedrooms | $1,711 | $1,702 | +$9 (+0.5%) | $2,402 | $1,761 | $68,440 |
| 3 bedrooms | $2,039 | $2,041 | −$2 (−0.1%) | $3,028 | $2,266 | $81,560 |
| 4 bedrooms | $2,249 | $2,253 | −$4 (−0.2%) | $3,310 | $2,607 | $89,960 |
Counties in this FMR area
| County | Residents in area |
|---|---|
| Albany County, NY | 317,018 |
| Rensselaer County, NY | 160,332 |
| Saratoga County, NY | 238,284 |
| Schenectady County, NY | 160,369 |
| Schoharie County, NY | 30,049 |
Small Area FMRs by ZIP code
Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,590.
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 12007 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12008 | $1,210 | $1,390 | $1,670 | $1,990 | $2,190 | −$10 (−0.6%) | 2% below |
| 12009 | $1,230 | $1,420 | $1,700 | $2,030 | $2,230 | −$10 (−0.6%) | 1% below |
| 12010 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12018 | $1,440 | $1,660 | $1,990 | $2,370 | $2,620 | +$60 (+3.1%) | 16% above |
| 12019 | $1,190 | $1,370 | $1,650 | $1,970 | $2,170 | −$50 (−2.9%) | 4% below |
| 12020 | $1,530 | $1,760 | $2,110 | $2,510 | $2,770 | no change | 23% above |
| 12022 | $1,240 | $1,420 | $1,710 | $2,040 | $2,250 | no change | about the same as |
| 12023 | $1,190 | $1,370 | $1,650 | $1,970 | $2,170 | +$110 (+7.1%) | 4% below |
| 12024 | $1,200 | $1,340 | $1,580 | $1,900 | $2,080 | +$20 (+1.3%) | 8% below |
| 12025 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12027 | $1,280 | $1,460 | $1,780 | $2,140 | $2,350 | −$190 (−9.6%) | 4% above |
| 12028 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12031 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12033 | $1,320 | $1,520 | $1,830 | $2,180 | $2,410 | no change | 7% above |
| 12035 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$130 (+9.2%) | 10% below |
| 12036 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12040 | $1,260 | $1,450 | $1,740 | $2,080 | $2,290 | +$50 (+3.0%) | 2% above |
| 12041 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | −$50 (−3.1%) | 10% below |
| 12043 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12045 | $1,420 | $1,640 | $1,960 | $2,340 | $2,590 | −$90 (−4.4%) | 15% above |
| 12046 | $1,110 | $1,280 | $1,540 | $1,850 | $2,050 | +$20 (+1.3%) | 10% below |
| 12047 | $1,270 | $1,470 | $1,760 | $2,100 | $2,310 | −$60 (−3.3%) | 3% above |
| 12052 | $1,450 | $1,670 | $2,010 | $2,390 | $2,640 | +$130 (+6.9%) | 17% above |
| 12053 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12054 | $1,640 | $1,890 | $2,270 | $2,700 | $2,980 | +$80 (+3.7%) | 33% above |
| 12055 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12056 | $1,190 | $1,370 | $1,640 | $1,950 | $2,160 | −$70 (−4.1%) | 4% below |
| 12057 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$130 (+9.2%) | 10% below |
| 12059 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$40 (+2.7%) | 10% below |
| 12061 | $1,680 | $1,930 | $2,320 | $2,760 | $3,050 | +$60 (+2.7%) | 36% above |
| 12062 | $1,130 | $1,280 | $1,540 | $1,840 | $2,030 | +$90 (+6.2%) | 10% below |
| 12063 | $1,310 | $1,510 | $1,810 | $2,160 | $2,390 | +$10 (+0.6%) | 6% above |
| 12064 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$170 (+12.4%) | 10% below |
| 12065 | $1,370 | $1,570 | $1,890 | $2,250 | $2,480 | +$50 (+2.7%) | 10% above |
| 12066 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$130 (+9.2%) | 10% below |
| 12067 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$60 (+4.1%) | 10% below |
| 12071 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12073 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12074 | $1,450 | $1,670 | $2,010 | $2,390 | $2,640 | +$10 (+0.5%) | 17% above |
| 12076 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$30 (+2.0%) | 10% below |
| 12077 | $1,430 | $1,650 | $1,980 | $2,360 | $2,600 | +$40 (+2.1%) | 16% above |
| 12082 | $1,450 | $1,670 | $2,010 | $2,390 | $2,640 | +$130 (+6.9%) | 17% above |
| 12083 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12084 | $1,530 | $1,760 | $2,110 | $2,510 | $2,770 | +$10 (+0.5%) | 23% above |
| 12085 | $1,200 | $1,380 | $1,660 | $1,980 | $2,180 | +$170 (+11.4%) | 3% below |
| 12086 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12087 | $1,100 | $1,280 | $1,540 | $1,840 | $2,130 | +$140 (+10.0%) | 10% below |
| 12089 | $1,210 | $1,390 | $1,670 | $1,990 | $2,190 | +$10 (+0.6%) | 2% below |
| 12090 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12092 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$100 (+6.9%) | 10% below |
| 12093 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12094 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$10 (+0.7%) | 10% below |
| 12107 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12110 | $1,420 | $1,640 | $1,970 | $2,350 | $2,590 | −$20 (−1.0%) | 15% above |
| 12118 | $1,130 | $1,300 | $1,560 | $1,860 | $2,050 | +$40 (+2.6%) | 9% below |
| 12120 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12121 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$70 (+4.8%) | 10% below |
| 12122 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12123 | $1,130 | $1,280 | $1,540 | $1,840 | $2,030 | +$170 (+12.4%) | 10% below |
| 12128 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12131 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12133 | $1,210 | $1,390 | $1,670 | $1,990 | $2,190 | +$10 (+0.6%) | 2% below |
| 12134 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12137 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12138 | $1,290 | $1,490 | $1,790 | $2,130 | $2,350 | +$140 (+8.5%) | 5% above |
| 12140 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12141 | $1,150 | $1,320 | $1,590 | $1,890 | $2,090 | no change | 7% below |
| 12143 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$90 (+6.2%) | 10% below |
| 12144 | $1,420 | $1,640 | $1,970 | $2,350 | $2,590 | +$30 (+1.5%) | 15% above |
| 12147 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12148 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$180 (+13.2%) | 10% below |
| 12149 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12150 | $1,210 | $1,390 | $1,660 | $1,980 | $2,180 | no change | 3% below |
| 12151 | $1,610 | $1,860 | $2,230 | $2,660 | $2,930 | −$60 (−2.6%) | 30% above |
| 12153 | $1,380 | $1,590 | $1,910 | $2,280 | $2,520 | +$90 (+4.9%) | 12% above |
| 12154 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12156 | $1,270 | $1,390 | $1,650 | $1,980 | $2,170 | no change | 4% below |
| 12157 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12158 | $1,620 | $1,870 | $2,240 | $2,670 | $2,940 | −$30 (−1.3%) | 31% above |
| 12159 | $1,450 | $1,670 | $2,010 | $2,390 | $2,640 | +$20 (+1.0%) | 17% above |
| 12160 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$100 (+6.9%) | 10% below |
| 12161 | $1,620 | $1,870 | $2,240 | $2,670 | $2,940 | −$30 (−1.3%) | 31% above |
| 12166 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12167 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12168 | $1,230 | $1,340 | $1,650 | $2,060 | $2,370 | +$20 (+1.2%) | 4% below |
| 12169 | $1,360 | $1,570 | $1,880 | $2,240 | $2,480 | +$170 (+9.9%) | 10% above |
| 12170 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | −$50 (−2.8%) | 2% above |
| 12175 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12180 | $1,240 | $1,420 | $1,710 | $2,040 | $2,250 | +$30 (+1.8%) | about the same as |
| 12181 | $1,210 | $1,390 | $1,670 | $1,990 | $2,190 | +$10 (+0.6%) | 2% below |
| 12182 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$90 (+6.2%) | 10% below |
| 12183 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$120 (+8.5%) | 10% below |
| 12184 | $1,140 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12185 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | no change | 10% below |
| 12186 | $1,130 | $1,300 | $1,560 | $1,860 | $2,050 | −$30 (−1.9%) | 9% below |
| 12187 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12188 | $1,190 | $1,370 | $1,650 | $1,970 | $2,170 | +$20 (+1.2%) | 4% below |
| 12189 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$40 (+2.7%) | 10% below |
| 12193 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$170 (+12.4%) | 10% below |
| 12194 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12196 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$90 (+6.2%) | 10% below |
| 12197 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12198 | $1,160 | $1,340 | $1,610 | $1,920 | $2,120 | +$60 (+3.9%) | 6% below |
| 12201 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12202 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$120 (+8.5%) | 10% below |
| 12203 | $1,370 | $1,570 | $1,890 | $2,250 | $2,480 | −$10 (−0.5%) | 10% above |
| 12204 | $1,270 | $1,470 | $1,760 | $2,100 | $2,310 | +$20 (+1.1%) | 3% above |
| 12205 | $1,370 | $1,580 | $1,900 | $2,260 | $2,500 | +$10 (+0.5%) | 11% above |
| 12206 | $1,230 | $1,420 | $1,700 | $2,030 | $2,230 | +$10 (+0.6%) | 1% below |
| 12207 | $1,420 | $1,640 | $1,970 | $2,350 | $2,590 | no change | 15% above |
| 12208 | $1,250 | $1,440 | $1,730 | $2,060 | $2,270 | +$10 (+0.6%) | 1% above |
| 12209 | $1,140 | $1,310 | $1,570 | $1,870 | $2,060 | −$10 (−0.6%) | 8% below |
| 12210 | $1,120 | $1,290 | $1,550 | $1,850 | $2,040 | −$30 (−1.9%) | 9% below |
| 12211 | $1,680 | $1,930 | $2,320 | $2,760 | $3,050 | +$70 (+3.1%) | 36% above |
| 12212 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12220 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12222 | $1,860 | $2,140 | $2,570 | $3,060 | $3,380 | +$720 (+38.9%) | 50% above |
| 12223 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12226 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12227 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12236 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12237 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12247 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12260 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12288 | $1,260 | $1,450 | $1,740 | $2,070 | $2,290 | +$10 (+0.6%) | 2% above |
| 12301 | $1,150 | $1,320 | $1,590 | $1,890 | $2,090 | no change | 7% below |
| 12302 | $1,220 | $1,400 | $1,680 | $2,000 | $2,210 | −$10 (−0.6%) | 2% below |
| 12303 | $1,110 | $1,280 | $1,540 | $1,840 | $2,030 | +$10 (+0.7%) | 10% below |
| 12304 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$20 (+1.3%) | 10% below |
| 12305 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$100 (+6.9%) | 10% below |
| 12306 | $1,180 | $1,360 | $1,630 | $1,940 | $2,140 | +$20 (+1.2%) | 5% below |
| 12307 | $1,110 | $1,280 | $1,540 | $1,840 | $2,030 | −$10 (−0.6%) | 10% below |
| 12308 | $1,140 | $1,320 | $1,580 | $1,880 | $2,080 | +$10 (+0.6%) | 8% below |
| 12309 | $1,390 | $1,600 | $1,920 | $2,290 | $2,520 | +$10 (+0.5%) | 12% above |
| 12345 | $1,150 | $1,320 | $1,590 | $1,890 | $2,090 | no change | 7% below |
| 12434 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12460 | $1,100 | $1,280 | $1,540 | $1,900 | $2,180 | +$60 (+4.1%) | 10% below |
| 12469 | $1,150 | $1,320 | $1,590 | $1,920 | $2,150 | no change | 7% below |
| 12803 | $1,150 | $1,320 | $1,590 | $1,890 | $2,090 | +$20 (+1.3%) | 7% below |
| 12822 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$170 (+12.4%) | 10% below |
| 12828 | $1,150 | $1,280 | $1,540 | $1,890 | $2,030 | +$10 (+0.7%) | 10% below |
| 12831 | $1,270 | $1,460 | $1,750 | $2,090 | $2,300 | −$40 (−2.2%) | 2% above |
| 12833 | $1,200 | $1,380 | $1,660 | $1,980 | $2,180 | +$100 (+6.4%) | 3% below |
| 12835 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 12850 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | −$20 (−1.3%) | 10% below |
| 12859 | $1,330 | $1,530 | $1,840 | $2,190 | $2,420 | −$30 (−1.6%) | 8% above |
| 12863 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$20 (+1.3%) | 10% below |
| 12866 | $1,690 | $1,940 | $2,330 | $2,780 | $3,060 | +$30 (+1.3%) | 36% above |
| 12871 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$40 (+2.7%) | 10% below |
| 12884 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 13320 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 10% below |
| 13459 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$100 (+6.9%) | 10% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.