Metro FMR area · NY · HUD FY 2027

Elmira, NY Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Elmira, NY area is $1,348 a month, 44% below the New York average and 23% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 24 ZIP codes range from $1,160 to $1,760.

$1,3482-bedroom FMR+$65 (+5.1%) vs FY 2026
$1,0301-bedroom FMRU.S.: $1,478
$53,920Income for a 2-bedroomat 30% of income
82,147Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,348/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Elmira, NY FMR	$1,348	$53,920	–
New York average	$2,402	$96,061	–
U.S. average	$1,761	$70,432	–

Elmira, NY Fair Market Rents, FY 2027 vs FY 2026
Unit	Elmira, NY FY 2027	FY 2026	Change	New York avg	U.S. avg	Income needed
Studio	$1,020	$949	+$71 (+7.5%)	$1,968	$1,379	$40,800
1 bedroom	$1,030	$978	+$52 (+5.3%)	$2,120	$1,478	$41,200
2 bedrooms	$1,348	$1,283	+$65 (+5.1%)	$2,402	$1,761	$53,920
3 bedrooms	$1,643	$1,606	+$37 (+2.3%)	$3,028	$2,266	$65,720
4 bedrooms	$1,793	$1,713	+$80 (+4.7%)	$3,310	$2,607	$71,720

Counties in this FMR area

Counties in the Elmira, NY FMR area
County	Residents in area
Chemung County, NY	82,147

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,400.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Elmira, NY
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
14805	$1,010	$1,110	$1,420	$1,720	$1,970	+$50 (+3.6%)	5% above
14812	$880	$920	$1,200	$1,490	$1,680	−$40 (−3.2%)	11% below
14814	$1,000	$1,010	$1,310	$1,670	$1,960	−$140 (−9.7%)	3% below
14816	$1,140	$1,150	$1,500	$1,830	$1,990	+$250 (+20.0%)	11% above
14824	$1,270	$1,340	$1,760	$2,150	$2,320	+$180 (+11.4%)	31% above
14825	$860	$890	$1,160	$1,450	$1,550	no change	14% below
14830	$960	$970	$1,220	$1,610	$2,040	−$30 (−2.4%)	9% below
14838	$1,120	$1,150	$1,510	$1,840	$2,000	+$350 (+30.2%)	12% above
14845	$1,140	$1,150	$1,500	$1,830	$1,990	+$70 (+4.9%)	11% above
14859	$1,110	$1,200	$1,540	$1,920	$2,160	+$150 (+10.8%)	14% above
14861	$1,070	$1,090	$1,420	$1,730	$1,890	+$60 (+4.4%)	5% above
14864	$1,000	$1,050	$1,380	$1,750	$1,830	−$150 (−9.8%)	2% above
14867	$1,140	$1,320	$1,580	$1,900	$2,370	+$40 (+2.6%)	17% above
14871	$1,050	$1,060	$1,380	$1,690	$1,860	+$30 (+2.2%)	2% above
14872	$860	$890	$1,160	$1,450	$1,550	no change	14% below
14883	$1,140	$1,320	$1,580	$1,900	$2,370	+$40 (+2.6%)	17% above
14889	$1,050	$1,070	$1,400	$1,700	$1,860	+$90 (+6.9%)	4% above
14892	$860	$930	$1,190	$1,490	$1,710	+$30 (+2.6%)	12% below
14894	$1,110	$1,120	$1,460	$1,780	$1,940	+$40 (+2.8%)	8% above
14901	$870	$890	$1,160	$1,450	$1,550	no change	14% below
14902	$1,020	$1,030	$1,350	$1,650	$1,800	+$70 (+5.5%)	about the same as
14903	$950	$960	$1,250	$1,520	$1,660	+$80 (+6.8%)	7% below
14904	$1,010	$1,020	$1,340	$1,630	$1,780	+$80 (+6.3%)	1% below
14905	$1,070	$1,080	$1,410	$1,720	$1,880	+$40 (+2.9%)	5% above

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.