Metro FMR area · MI · HUD FY 2027

Midland, MI Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Midland, MI area is $1,205 a month, 11% below the Michigan average and 32% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 18 ZIP codes range from $1,080 to $1,550.

$1,2052-bedroom FMR+$12 (+1.0%) vs FY 2026
$9361-bedroom FMRU.S.: $1,478
$48,200Income for a 2-bedroomat 30% of income
83,757Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,205/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Midland, MI FMR	$1,205	$48,200	–
Michigan average	$1,361	$54,422	–
U.S. average	$1,761	$70,432	–

Midland, MI Fair Market Rents, FY 2027 vs FY 2026
Unit	Midland, MI FY 2027	FY 2026	Change	Michigan avg	U.S. avg	Income needed
Studio	$920	$907	+$13 (+1.4%)	$1,003	$1,379	$36,800
1 bedroom	$936	$925	+$11 (+1.2%)	$1,101	$1,478	$37,440
2 bedrooms	$1,205	$1,193	+$12 (+1.0%)	$1,361	$1,761	$48,200
3 bedrooms	$1,498	$1,518	−$20 (−1.3%)	$1,697	$2,266	$59,920
4 bedrooms	$1,790	$1,682	+$108 (+6.4%)	$1,873	$2,607	$71,600

Counties in this FMR area

Counties in the Midland, MI FMR area
County	Residents in area
Midland County, MI	83,757

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,150.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Midland, MI
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
48612	$820	$840	$1,090	$1,500	$1,680	+$40 (+3.8%)	10% below
48615	$820	$840	$1,080	$1,370	$1,520	+$50 (+4.9%)	10% below
48618	$820	$840	$1,080	$1,370	$1,520	+$50 (+4.9%)	10% below
48620	$1,000	$1,030	$1,340	$1,740	$2,020	+$70 (+5.5%)	11% above
48623	$990	$1,090	$1,400	$1,800	$1,860	+$70 (+5.3%)	16% above
48626	$830	$920	$1,180	$1,510	$1,570	+$90 (+8.3%)	2% below
48628	$1,170	$1,200	$1,550	$1,940	$2,310	+$100 (+6.9%)	29% above
48634	$820	$840	$1,080	$1,380	$1,520	+$50 (+4.9%)	10% below
48637	$820	$840	$1,080	$1,370	$1,520	+$50 (+4.9%)	10% below
48640	$880	$890	$1,150	$1,430	$1,710	+$10 (+0.9%)	5% below
48641	$920	$940	$1,210	$1,500	$1,800	+$20 (+1.7%)	about the same as
48642	$1,040	$1,060	$1,360	$1,700	$2,020	+$20 (+1.5%)	13% above
48652	$930	$940	$1,210	$1,630	$1,880	−$120 (−9.0%)	about the same as
48657	$880	$890	$1,150	$1,430	$1,710	+$10 (+0.9%)	5% below
48662	$820	$840	$1,080	$1,370	$1,520	+$50 (+4.9%)	10% below
48858	$890	$900	$1,080	$1,400	$1,520	+$50 (+4.9%)	10% below
48880	$820	$840	$1,080	$1,370	$1,520	+$50 (+4.9%)	10% below
48883	$830	$840	$1,080	$1,370	$1,520	+$50 (+4.9%)	10% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.