Metro FMR area · FL · HUD FY 2027

Punta Gorda, FL Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Punta Gorda, FL area is $1,575 a month, 20% below the Florida average and 11% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 20 ZIP codes range from $1,330 to $2,130.

$1,5752-bedroom FMR+$105 (+7.1%) vs FY 2026
$1,2041-bedroom FMRU.S.: $1,478
$63,000Income for a 2-bedroomat 30% of income
201,064Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,575/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Punta Gorda, FL FMR	$1,575	$63,000	–
Florida average	$1,962	$78,474	–
U.S. average	$1,761	$70,432	–

Punta Gorda, FL Fair Market Rents, FY 2027 vs FY 2026
Unit	Punta Gorda, FL FY 2027	FY 2026	Change	Florida avg	U.S. avg	Income needed
Studio	$1,097	$1,159	−$62 (−5.3%)	$1,566	$1,379	$43,880
1 bedroom	$1,204	$1,167	+$37 (+3.2%)	$1,665	$1,478	$48,160
2 bedrooms	$1,575	$1,470	+$105 (+7.1%)	$1,962	$1,761	$63,000
3 bedrooms	$2,137	$2,041	+$96 (+4.7%)	$2,532	$2,266	$85,480
4 bedrooms	$2,556	$2,326	+$230 (+9.9%)	$2,947	$2,607	$102,240

Counties in this FMR area

Counties in the Punta Gorda, FL FMR area
County	Residents in area
Charlotte County, FL	201,064

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,610.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Punta Gorda, FL
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
33917	$1,470	$1,480	$1,770	$2,310	$2,560	+$110 (+6.6%)	12% above
33921	$1,470	$1,480	$1,770	$2,310	$2,560	+$110 (+6.6%)	12% above
33938	$1,100	$1,210	$1,580	$2,140	$2,560	+$110 (+7.5%)	about the same as
33946	$1,100	$1,110	$1,390	$1,930	$2,200	−$150 (−9.7%)	12% below
33947	$1,160	$1,270	$1,660	$2,250	$2,690	+$110 (+7.1%)	5% above
33948	$1,160	$1,270	$1,660	$2,250	$2,690	+$120 (+7.8%)	5% above
33949	$1,100	$1,210	$1,580	$2,140	$2,560	+$110 (+7.5%)	about the same as
33950	$1,070	$1,180	$1,540	$2,090	$2,500	+$40 (+2.7%)	2% below
33951	$1,100	$1,210	$1,580	$2,140	$2,560	+$110 (+7.5%)	about the same as
33952	$1,050	$1,140	$1,490	$2,020	$2,420	+$110 (+8.0%)	5% below
33953	$1,430	$1,570	$2,050	$2,780	$3,330	+$60 (+3.0%)	30% above
33954	$1,480	$1,630	$2,130	$2,890	$3,460	+$190 (+9.8%)	35% above
33955	$1,470	$1,480	$1,820	$2,450	$2,890	+$60 (+3.4%)	16% above
33980	$1,050	$1,090	$1,430	$1,940	$2,320	+$110 (+8.3%)	9% below
33981	$1,180	$1,230	$1,610	$2,180	$2,610	−$50 (−3.0%)	2% above
33982	$1,050	$1,110	$1,450	$1,970	$2,350	+$130 (+9.8%)	8% below
33983	$1,160	$1,270	$1,660	$2,250	$2,690	+$150 (+9.9%)	5% above
34223	$1,330	$1,430	$1,690	$2,160	$2,580	+$130 (+8.3%)	7% above
34224	$990	$1,090	$1,420	$1,930	$2,300	+$50 (+3.6%)	10% below
34269	$1,120	$1,140	$1,330	$1,840	$2,120	−$90 (−6.3%)	16% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.